Over 70 million members are covered by UnitedHealthcare plans for various services, ranging from pharmacy to medical insurance. Not only is UnitedHealthcare the most expansive insurer in the nation, they offer the broadest network to adequately support their large customer base. Contracting with 704,966 healthcare professionals and physicians, and 5,580 hospitals, UnitedHealthcare has providers no matter where you may be traveling, visiting, or living. Their organization covers members from both private and public plans, including numerous state Medicaid programs and top-earning corporations alike. Due to their success at keeping a high volume of members insured and and their organization on point, they have an “A+” (Strong) rating from Standard & Poor’s, and an “A” (Excellent) from A.M. Best.
Golden Rule is the administrator and underwriter of UnitedHealthOne plans, the individual and family division of UnitedHealthcare. They have introduced a line of products to the Virginia market which includes the same plans they offer nationwide. Copay Select, their most comprehensive plans, offer fixed rates for various services so you don’t have to worry about meeting a several thousand dollar deductible before you receive affordable healthcare. Their Traditional PPO plans have low premiums, but your out-of-pocket responsibility is higher, as with HSA plans, which give you the option of opening a spending account for tax advantages.
UnitedHealthOne Plans in Virginia
Copay Select Plans
Offering the highest level of coverage, visits to the doctor for illness or injury are covered for a mere $30 – compared to easily over $100 without copays. Preventive care is included with your plan at no cost when using in-network providers, and generic prescriptions are also covered at a low, fixed rate. Once you’ve met the deductible, your share of the costs for in-network care can be 0, 20, or 30 percent coinsurance. These plans greatly reduce the risk of high, unknown medical bills, and keep you and your family safe and healthy.
High Deductible Plans
Monthly premiums are lower, and cost sharing is higher with plans like Plan 100, Plan 80, and Saver 80. Depending on what you’re looking for in a health plan, these can offer coverage on many (or just a few) services and provide in-network discounts while you work towards your deductible. To stay healthy throughout your plan year, preventive services are covered in full, not subject to the deductible amount. Though there are no copays in these plans, you can still use the UnitedHealthOne network for high quality care. Save money and get a great network at the same time.
Health Savings Account Plans
As high deductible plans, HSA plans offer a very affordable premium so that you might fund an optional health saving account for tax advantages. Regardless of your choice, you have access to free preventive care and a broad network through your plan. Once you have met the deductible, your plan pays 70 or 100 percent for physician care, hospital services, prescriptions, surgery, chiropractic, and more. Out-of-pocket cost responsibility is slightly alleviated by the tax-deductible quality of your HSA, which also allows you to pay for healthcare tax-free.
View all health plans from UnitedHealthOne and more with personalized rates in a free, no obligation health insurance quote. Research or apply directly from the site, it’s your choice. If you prefer speaking with a knowledgeable agent, contact us at 888 803 5917.