Optima Health Insurance Company

Optima Health Insurance Quote Virginia

Optima Health covers more than 415,000 Virginians and offers amazing health insurance plans both HMO and PPO plans in the individual health insurance.  Their insurance network features more than 15,000 providers including specialists, primary care physicians and hospitals across Virginia.

Optima Health Insurance Quotes

Individual Attention to Help You Find Medical Insurance in Virginia

These days you can’t afford to go without health insurance. Just one trip to the hospital could cost you thousands of dollars. Health insurance protects you financially against such unforeseen medical expenses. Think about this–most of us purchase auto insurance to protect ourselves against unforeseen auto accidents. Health insurance is another safety net. It is important to know all of your options and have a plan for health insurance coverage. If you have questions about Virginia health insurance we can provide all the answers.

Optima Health offers a wide range of individual health insurance plans in Virginia. Our Personal Plan Advisors are experts on individual health insurance and can guide you through assessing your needs and finding a plan to fit your budget.

Once you are enrolled in an Optima Individual insurance plan in Virginia, you will have 24/7 access to our convenient and comprehensive online member support tools that add exceptional value to your coverage. You’ll be able to search for providers, manage your coverage and find a myriad of healthcare information.

Call 1-800-741-4825 toll-free and let a Personal Plan Advisor provide a no obligation free Virginia health insurance quote.

Plans Overview Copays Deductibles Coinsurance Prescription Drugs
Optima PlusComprehensive Health Insurance
  • Robust coverage
  • Lowest out-of-pocket costs
  • Unlimited doctor visits with low copay
  • No referrals required
  • In network: $25 – $40 per visit
  • Individual: $500 / $750 / $1,000
  • Family: $1,000 / $1,500 / $2,000
  • In network: 80% after deductible
  • Annual maximum $5,000 per person/per year
  • $150 annual deductible per person
  • 3-Tiers with copays from $15 – $50
Optima FourSightExcellent Health Insurance for Less
  • More affordable coverage
  • Moderate-to-high out-of-pocket costs
  • Limited doctor visits
  • In network: $25 – $40 per visit, emergency room visit $150
  • Individual: $500 / $750 / $1,000 / $2,500 / $5,000
  • Family: $1,000 / $1,500 / $2,000 / $5,000 / $10,000
  • In network: 80% after deductible
  • Annual maximum $5,000 per person/per year
  • $250 annual deductible per person
  • 3 Tiers with copays from $15 – $50, generic and select brands
Optima Equity 100Health Insurance with Tax-Saving Options
  • Moderate deductibles
  • Health Savings Account qualified
  • 100% in network coverage
  • In network: $15- $30 per visit
  • Individual: $2,500 / $3,500
  • Family: $5,000 / $7,000
  • In network: 100% after deductible
  • $5,000 per person limit per year
  • 100% in network after deductible
  • Generic and select brands

Get a quote and apply online or call 1-800-741-4825

Optima Equity 80Just-in-Case Protection
  • Lowest-priced plan
  • Moderate deductibles
  • Health Savings Account qualified
  • In network: $15- $30 per visit
  • Individual: $2,500 / $3,500
  • Family: $5,000 / $7,000
  • In network: 80% after deductible
  • $5,000 per person limit per year
  • 80% in network after deductible
  • Generic and select brands
The information shown above refers to in network coverage only. For a list of plan benefits, covered services and out of network coverage, see the benefits sheets above.