Humana One Health Plans Available For Virginia
You have a choice of HumanaOne Individual Health Insurance Plans in Virginia. Whether you’re looking for a plan with all the bells and whistles or just want low cost protection, you could find what you need with HumanaOne.
- Ideal coverage for people who:
- want benefits like those provided by big employers
- prefer to minimize risk in their lives
- Personalized, concierge-level service
- We pay 80% of most covered in-network medical costs and emergency room visits.
We pay 100% of in-network doctor visits for covered illness and injury after copayment and prescription medications once you reach your separate prescription deductible.Introducing HumanaOne® Portrait™ … the personal health plan with concierge-level service and benefits you’d expect from big employers.
- A valued addition to your overall financial plan
- Pays benefits for covered hospital inpatient and outpatient services, emergency room care, preventive care, and even prescription drugs
- Extensive PPO network which more than likely includes the doctors, hospitals and pharmacies you now use
Basic Coverage Options
Deductibles
- HumanaOne Portrait personal health plan offers benefits like those you’d expect from big companies. There’s a low $1,000 or $2,500 annual deductible for in-network single coverage, and a $2,000 or $5,000 deductible for in-network family coverage.
Coinsurance
- Once you’ve met your annual deductible, HumanaOne Portrait shares the cost of medical care with you. This plan pays 80 percent for most covered in-network medical services and you pay just 20 percent.
Office Visit Copayment
- Every in-network office visit for covered illness and injury is paid at 100 percent after your copayment.
Prescription Coverage
- Copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Traditional Plus
- Keep your smile looking healthy with access to more than 100,000 dentist locations:
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services
Lifetime Maximum Benefit
- Extend your coverage and get the added protection you need with the $8 million lifetime maximum option.
Zero Deductible Prescription Benefit
- Your pharmacy benefits will begin immediately when you choose our zero dollar deductible pharmacy option.
Life Insurance Coverage Options
- A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.If you would like to purchase a separate term life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.
Supplemental Accident Benefit
- What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away–up to $1000 per incident.
- Ideal coverage for people who:
- seek the right combination of features and benefits that fit their lifestyle
- like to take charge of their own well-being.
- may have new careers, new family members and other changing needs
- Includes plans that can be combined with a Health Savings Account for potential tax advantages
- Choose from plans that pay 80 or 100 percent of the covered cost for most in-network care once you reach your deductible.
Introducing HumanaOne® Autograph™ … the personal health plan with the right balance of features and benefits that fit your lifestyle.
- Choose the level of protection you want, at a cost that fits your budget
- Pays benefits for covered hospital inpatient and outpatient services, emergency room care, preventive care, and certain plans also cover prescription drugs
- Extensive PPO network which more than likely includes the doctors, hospitals and pharmacies you now use
Basic Coverage Options
Deductibles
- HumanaOne Autograph personal health plan lets you customize your deductible for the right balance of cost and coverage. Single in-network deductibles range from $1,500 to $6,000, and family in-network deductibles from $3,000 to $12,000.
Coinsurance
- Once you have met the annual deductible of your choice, your HumanaOne Autograph plan will pay 80 or 100 percent of most covered in-network medical costs based on the plan you choose.
Office Visit Copayment
- With certain HumanaOne Autograph plans, up to six covered in-network office visits for illness or injury are paid at 100% after a copayment.
Prescription Coverage
- Certain HumanaOne Autograph plans offer a prescription drug benefit that covers eligible costs after a $1,000 deductible is met. Other HumanaOne Autograph plans either have no prescription drug benefit or will apply your prescription costs to your medical deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Traditional Plus
- Keep your smile looking healthy with access to more than 100,000 dentist locations:
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services
Lifetime Maximum Benefit
- The added protection of a $5 million or $8 million lifetime maximum is available depending on the plan you choose.
$500 Deductible Prescription Benefit
- Your pharmacy benefits will begin sooner when you choose the plan with the separate $500 deductible pharmacy option.
Life Insurance Coverage Options
- A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.If you would like to purchase a separate term life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.
Supplemental Accident Benefit
- What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away – up to $1,000 per incident.
Optional benefits available at an additional cost.
- Ideal coverage for people who:
- want low cost protection just in case an accident happens
- are healthy and seldom visit doctors but need coverage for annual exams
- recent college graduates or graduate students
- Affordable monthly cost for protection anywhere in the continental U.S.
- We pay 100 percent of most covered, in-network medical costs once you’ve reached your annual deductible.
- Includes benefits for preventive care and prescription medications
Introducing HumanaOne® monogram™ … our most affordable personal health plan that provides a safety net of coverage.
- Low-cost protection just in case of an unforeseen medical event.
- Includes a preventive care benefit that helps cover your annual exams and physicals
- With our extensive network, you’ll more than likely be covered anywhere a medical emergency strikes.
Basic Coverage Options
Deductibles
- HumanaOne monogram personal health plan lets you select a single annual in-network deductible of $7,500 or a family in-network deductible of $15,000.
Coinsurance
- When you reach your annual deductible, HumanaOne monogram pays 100 percent of most covered in-network medical costs after that.
Prescription Coverage
- Includes a prescription drug benefit with copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Traditional Plus
- Keep your smile looking healthy with access to more than 100,000 dentist locations:
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services
Lifetime Maximum Benefit
- The added protection of a $5 million lifetime maximum is available.
Life Insurance Coverage Options
- A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.If you would like to purchase a separate term life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.
Supplemental Accident Benefit
- What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away – up to $1,000 per incident.
Optional benefits available at an additional cost.
