Humana, Inc. has its roots in the healthcare industry for over 50 years, and has been a national health insurer since 1980. Offering coverage to a wide audience, Humana provides numerous services and products for medical, life, disability, and dental insurance. They have grown to be one of the nation’s most established insurers, with a coverage area spanning all 50 states. Humana’s ever-expanding provider network contracts with 544,000 doctors, specialists, and other medical professionals, 4,000 hospitals, and nearly 60,000 pharmacies. Their individual and family line of products is Humana One, which serves thousands of members across 30 states.
In Texas, Humana One is a strong provider of coverage with a PPO network giving members the freedom to use any doctor or facility they choose. Humana One plans are the standard selection of copay, high deductible, and health savings account options, with the ability to use the HumanaVitality wellness program for health-related discounts. Enhanced Copay plans are the best option for total coverage in Texas, with copays for several services and the highest level of overall benefits. Humana One members also have the option of various supplemental plans such as dental and accident coverage to add to their plan.
Humana One Plans in Texas
Providing the greatest amount of coverage for everyday and serious health needs alike, copay plans are available in a broad array of options. You can select a plan with unlimited office visits or a select number of covered visits before deductible to give you a lower premium or a higher level of coverage. Additionally, members have coverage on generic prescriptions for a small copay, with brand names covered after a $500 pharmacy deductible. The level of covered services and whether you want 80 or 70 percent of your remaining services covered by your plan is up to you. Get the most out of your health plan, and the most upfront.
100% After Deductible Plans
Enjoy a lower premium rate each month with a high deductible plan, and choose an option with or without a health savings account. The basics and more are covered by Value 100 plans, including physician visits, prescriptions, and hospital care all for no cost after deductible. HSA plans in Texas include the Enhanced HSA 100, covering all necessary services and pharmacy benefits, and the HSA 100, which gives you the ability to open an HSA without prescription coverage. Each of these plans connects you to the broad Humana network for in-network discounts, and covers preventive care at 100 percent before you reach your plan deductible.
To compare Humana One premiums and other plans in your city, get an instant health insurance quote. Contact one of our agents for more information about Humana plans at 888 803 5917.