Individual and Family Health Insurance Plans

Here are the Blue Cross Blue Shield of Texas health insurance plans available right now in the Texas health insurance industry.  If you would like to see the pricing for your individual health insurance demographic all you need to do is enter your birthday and zip code and then you can instantly get quotes from all of the Texas health insurance providers listed in above including any of the plans below from Blue Cross Blue Shield of Texas.  You can also check out our Texas health insurance review section for more information about your fellow Texan’s opinions about these companies.

PPO Select Blue Advantage Series III

A preferred provider health insurance plan that features a choice of deductibles and office visit copays. Copays include same day lab and x-ray, a prescription drug card program and individual, spouse and child(ren) coverages available, including child-only coverage.

PPO Select Blue Advantage Series III

Policy Form Number: PPO-SELBLUE-ADV-3

Individual Benefits for Individual Needs
PPO Select Blue Advantage Series III, from Blue Cross and Blue Shield of Texas, offers choice and flexibility for individual health care coverage. It is not a pre-packaged, one-size-fits-all health insurance plan, but rather health coverage that gives you a selection of benefits to fit your health care coverage needs now and the flexibility to fit your needs in the future.

And because PPO Select Blue Advantage Series III is offered by Blue Cross Blue Shield of Texas, you know you are getting coverage you can count on from a company you know and trust. We believe we lead the insurance industry in providing quality products and customer service. After all, Blue Cross Blue Shield of Texas has been providing health care coverage to Texans since 1939 and is one of the largest non-invester owned health coverage companies in the state.

Affordable? You Decide
PPO Select Blue Advantage Series III offers you many choices that help you control the monthly cost of your insurance protection and limit your out-of-pocket health care costs, including the choice of deductibles and your choice of health care providers. With eight plan options to choose from, PPO Select Blue Advantage Series III is flexible enough to meet your individual needs, family situation, and your budget. Premiums are based on plan option, age, sex, geographic location and number of family members to be covered. The higher deductible you choose, the lower your premiums can be! Initial rates are guaranteed for six months except for entry into a premium age bracket due to a birthday or a change in residence that results in a different rate.

Plan Highlights

PPO Select Blue Advantage Series III Provides:

• Affordable, cost effective health coverage
• Freedom to choose doctors and hospitals
• Choice of deductibles
• Choice of out of pocket security provisions
• Three-tier prescription drug program
• Individual, spouse and child(ren) coverages available
• 24-hour, worldwide emergency care
• BlueCard PPO benefits
• Prescription Drug Card
• Lifetime max is $5 million per person
• Organ/tissue transplant – $300,000 lifetime per person

PPO Select^® Choice Series III

A preferred provider health insurance plan that features a choice of deductibles and a low copay for in-network physician office visits.

Individual Benefits for Individual Needs
PPO Select Choice Series III, from Blue Cross Blue Shield of Texas, offers choice and flexibility for individual health care coverage. It is not a pre-packaged, one-size-fits-all health insurance plan, but rather health coverage that gives you a selection of benefits to fit your health care coverage needs now and the flexibility to fit your needs in the future.

And because PPO Select Choice Series III is offered by Blue Cross Blue Shield of Texas, you know you are getting coverage you can count on from a company you know and trust. We believe we lead the insurance industry in providing quality products and customer service. After all, Blue Cross Blue Shield of Texas has been providing health care coverage to Texans since 1939 and is one of the largest non-investor owned health coverage companies in the state.

Affordable? You Decide
PPO Select Choice Series III offers you many choices that help you control the monthly cost of your insurance protection and limit your out-of-pocket health care costs, including the choice of deductibles and your choice of health care providers. With eight plan options to choose from, PPO Select Choice Series III is flexible enough to meet your individual needs, family situation, and your budget. Premiums are based on plan option, age, sex, geographic location and number of family members to be covered. The higher deductible you choose, the lower your premiums can be! Initial rates are guaranteed for six months except for entry into a premium age bracket due to a birthday or a change in residence that results in a different rate.

Plan Highlights

PPO Select Choice Series III Provides:

• Affordable, cost effective health coverage
• Freedom to choose doctors and hospitals
• Choice of deductibles
• Choice of out of pocket security provisions
• Individual, spouse and child(ren) coverages available
• 24-Hour, Worldwide Care
• Well Child Care through age 7 including immunization
• Human Organ Transplant Benefits – $300,000 limit
• Prescription Drug Card
• Lifetime max is $5 million per person

PPO Select^® Saver Series III

A preferred provider health insurance plan offering new “back to the basics and cost effective” coverage, designed to provide a selection of benefits, including a choice of deductibles, to fit your health care coverage needs and budget.

Individual Benefits for Individual Needs
PPO Select Saver Series III, from Blue Cross Blue Shield of Texas, offers choice and flexibility for individual health care coverage. It is not a pre-packaged, one-size-fits-all health insurance plan, but rather health coverage that gives you a selection of benefits to fit your health care coverage needs now and the flexibility to fit your needs in the future.

And because PPO Select Saver Series III is offered by Blue Cross Blue Shield of Texas, you know you are getting coverage you can count on from a company you know and trust. We believe we lead the insurance industry in providing quality products and customer service. After all, Blue Cross Blue Shield of Texas has been providing health care coverage to Texans since 1939 and is one of the largest non-investor owned health coverage companies in the state.

Affordable? You Decide
With 7 options, PPO Select Saver Series III is flexible enough to fit your budget, which can help you control the monthly cost of your insurance protection and limit your out-of-pocket health care cost. Premiums are based on plan option, age, sex, geographic location, tobacco use, number of family members to be covered and evaluation of health risk. Higher deductible choices can mean lower premiums. Initial rates are guaranteed for six months except for entry into a premium age bracket due to a birthday or a change in residence that results in a different rate.

Plan Highlights

PPO Select Saver Series III Provides:

• Affordable, cost effective health coverage
• Freedom to choose doctors and hospitals
• Choice of deductibles
• Prescription Drug Card
• Individual, spouse and child(ren) coverages available
• 24-Hour, Worldwide Care
• Well Child Care through age 7 including immunization
• Human Organ Transplant Benefits – $300,000 limit
• Prescription Drug Card
• Lifetime max is $5 million per person

BlueEdge^SM Individual HSA

If you like to take charge of your health and be responsible for how you spend your health care dollars then BlueEdge Individual Health Savings Account (HSA) may be the right choice for you. BlueEdge Individual HSA gives you the edge on health care!

Options-BlueEdge Individual HSA
Gives You Choices

BlueEdge Individual HSA is a new kind of health plan-a consumer -centered plan. This plan allows you to decide how, when and where your health care dollars are spent. The BlueEdge Individual HSA health insurance plan has four important components:

• Preventive care and wellness visits for adults and children-up to $300 calendar year maximum per participant.
• Health Savings Account (HSA) funds can be used to pay for health care expenses. The account can be funded by you, your employer if on a list bill, or both. Qualified medical expenses deducted from the HSA count toward your annual deductible.
• PPO benefits begin after you meet the deductible. Your coinsurance level is determined by plan selection. You have the freedom to choose any doctor whenever you need care.
• Online decision tools help increase your awareness and knowledge of health issues and help you keep track of your health care expenses.

BlueEdge Individual HSA gives you the edge on health care!

Learn more about Health Savings Accounts (HSA)

Plan Highlights

BlueEdge HSA Provides:

• Affordable, cost sharing health coverage
• Freedom to choose doctors and hospitals
• Choice of deductibles
• Three-tier prescription drug program
• Prescription Drug Card

PPO Select Value^® Care^SM

This preferred provider health benefit insurance plan offers you several health care coverage options that help you control the monthly cost of your insurance protection, as well as your choice of health care providers from the BlueChoice network.

PPO Select Value Care, from Blue Cross and Blue Shield of Texas, offers you a series of limited individual health benefit insurance plans. These new plans will provide you with benefit coverage on which Blue Cross and Blue Shield of Texas will share in the cost of your health care with no deductible to meet.And because PPO Select Value Care is offered by Blue Cross and Blue Shield of Texas, you know you’re getting coverage you can count on from a company you know and trust. We believe we lead the insurance industry in providing quality products and customer service. After all, Blue Cross and Blue Shield of Texas has been providing health care coverage to Texans since 1939 and is one of the largest non-investor owned health coverage companies in the state.
Affordable? You decide
PPO Select Value Care offers you several health care coverage options that help you control the monthly cost of your insurance protection, as well as your choice of health care providers from the Blue Choice network.

PPO Select Value Care is flexible enough to meet your individual needs, family situation, and your budget. Premiums are based on plan option, age, sex, geographic location and number of family members to be covered. The higher coinsurance maximum level you choose, the lower our premiums can be! Initial rates are guaranteed for six months except for entry into a new premium age bracket due to a birthday or a change in residence that results in a different rate.

Plan Highlights

PPO Select Value Care Provides:

• Affordable, cost sharing health coverage
• Freedom to choose doctors and hospitals
• Choice of coinsurance maximum levels
• Three-tier prescription drug program
• Mail order prescription drug program
• Individual, spouse and child(ren) coverages
• Prescription Drug Card

PPO Select Basic^SM

This preferred provider health benefit insurance plan, either in whole or in part, does not provide state-mandated health benefits normally required in accident and sickness insurance policies in Texas. This standard health benefits plan may provide a more affordable health insurance policy for you although, at the same time, may provide fewer health benefits.

Health Coverage That Fits Your Life
Blue Cross and Blue Shield of Texas knows that many Texans face the worry and concern of being uninsured. Which is why we’ve responded with PPO Select Basic, an individual health insurance plan that offers you peace of mind with flexible, affordable coverage options. Whether you’re single, married with a family or self-employed, PPO Select Basic is the cost effective answer to your individual health coverage needs.

You’ll also feel good knowing that your coverage is backed by the reputation and trust that Blue Cross and Blue Shield of Texas is recognized for. That’s because we’ve been providing health care coverage to Texans for more than 60 years, delivering quality products, health care programs and customer service that continue to set the standard within the health insurance industry.

Accessible and Affordable
Recent state legislation allows us to remove certain health coverage mandates so that we can offer PPO Select Basic as a basic plan with lower premiums to a wider spectrum of the uninsured population. Premiums are based on plan option, age, sex, geographic location and number of family members to be covered.

PPO Select Basic offers you four plan options that work for your individual situation and budget. And since you have several deductibles to choose from, you can do even more to control the cost of your monthly health insurance premium. Simply choose a higher deductible and you can lower your monthly premium. Your initial rates are guaranteed for six months, unless a member enters a new age bracket due to a birthday, or a change in residence results in a different rate. And as a PPO Select Basic plan member, you can help control your health care costs even further when you select physicians or hospitals from our expansive BlueChoice network.

Plan Highlights

PPO Select Basic Provides:

• $5,000,000 lifetime maximum benefit per person
• Inpatient hospital benefits and professional care
• Outpatient professional care (including office visits, X-rays, lab and diagnostic services)
• 24-Hour, worldwide emergency care
• Well-child care, routine physical, vision and hearing (subject to deductible)
• Immunization benefits (through age 7)
• Human organ and tissue transplant benefits ($300,000 lifetime maximum)
• Office visits and emergency room visits subject to deductible and coinsurance
• Home health care, hospice and skilled nursing benefits (subject to limitations)
• Age banded rates for child only coverage
• Access to one of the largest provider networks in the state, BlueChoice
• Security of one of the most widely recognized insurance cards – Blue Cross and Blue Shield of Texas
• Three-tier pricing prescription drug plan (Prescription Drug Card )
• BlueCard program
• Preventive Care – Up to maximum of $300 per person per calendar year, subject to deductible and coinsurance. This added feature allows you to receive negotiated provider discounts (when using In-Network providers) for allowable preventive care services up to the $300 annual maximum.

SelecTEMP^® PPO

This preferred provider health benefit insurance plan offers a choice of benefit periods and deductibles to tailor premium rates and out-of-pocket expenses according to your own health care needs.

SelecTEMP PPO is individual health coverage that provides you, your spouse and your children essential, basic protection against unexpected accidents or illnesses. SelecTEMP PPO offers various benefit periods and deductibles to give you the control to tailor coverage, premium rates and out-of-pocket expenses according to your own needs.

SelecTEMP PPO is the temporary health insurance plan from Blue Cross and Blue Shield of Texas.

Who is eligible for SelecTEMP PPO?

• Texas residents at least 60 days of age and under 65 years of age
• Anyone not currently pregnant
• Applicants not anticipating adding newborns or child(ren) to the Contract except if required by court order
• Unmarried dependent children at least 60 days of age and under 25 years of age
• U.S. citizen or a non-U.S. citizen living in the United States for at least two years. A copy of your Alien Registration Receipt Card (Green Card) must be submitted with your application.

Foundation Hospital Care

A preferred provider health benefit insurance plan that provides the freedom to choose your hospital each and every time you need inpatient hospital care, 24 hour worldwide coverage, BlueCard Program, no balance billing above the allowable amount, and usually no claims to file for inpatient hospital services.

Benefits for Individual Needs
Foundation Hospital Care, from Blue Cross and Blue Shield of Texas, offers a limited benefit “inpatient facility only” individual health insurance plan. This plan provides health insurance coverage for those situations where inpatient care is necessary.

And because Foundation Health Care is offered by Blue Cross and Blue Shield of Texas, you know you’re getting inpatient hospitalization coverage you can count on from a company you know and trust.

Foundation Hospital Care provides:

• Affordable, cost effective health coverage for inpatient settings
• Freedom to choose your hospitals
• Individual, spouse and child(ren) coverages

Plan Highlights

• Freedom to choose your hospital each and every time you need inpatient hospital care
• 24 hour worldwide coverage
• BlueCard Program
• No balance billing above the Allowable Amount
• Usually no claims to file for inpatient hospital services

Texas Blue Alliance

Texas Blue Alliance is an individual health insurance product offered by Blue Cross and Blue Shield of Texas (BCBSTX) and it is intended for workers who were displaced due to their employer moving to another country. Displaced workers are eligible to receive Trade Readjustment Allowances (TRA) under the Trade Adjustment Assistance Act (TAA).

For further information regarding Texas Blue Alliance, please give us a call at (800) 531-4456.

Dental Indemnity USA

A dental insurance plan that provides benefits for diagnostic and preventive care, as well as almost every form of specialty dental treatment.

The Individual Dental Indemnity plan is available as an optional benefit with your Individual Blue Cross Blue Shield of Texas health insurance plan. There is an additional premium for the Individual Dental Indemnity plan.

Dental Indemnity USA can be used to provide dental benefits to:

• An individual
• An individual, plus spouse
• An individual, plus child(ren)
• An individual plus spouse and child(ren)

Upon enrolling in the plan, members will receive a fulfillment package inclusive of all of the dental procedures covered under the plan. The fee schedule of benefits will identify the maximum allowable benefit members can receive when a procedure is performed. The dollar amount assigned to each procedure is the maximum any member can receive, not to exceed actual charges.

A $50 deductible, based on fee schedule allowances, will apply for dental procedures or services received by a covered individual during each benefit year. For family coverage, the maximum deductible amount is $150. Deductible amounts do not apply to such procedures as oral exams, cleaning, fluoride treatments, sealants, and x-rays.

Covered individuals must be enrolled in the Dental Indemnity USA plan for 12 months before receiving dental benefits in the following coverage categories; major restorative, periodontics, removable prosthetics, fixed bridge and orthodontia.

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