With a population of just under 300,000 the Plano health insurance market in Collin County is quite large, and with all the self-employed in Plano, individual health insurance is a popular product. Get a Plano health insurance quote from six major health insurance companies now to see which plan offers your family the best and most affordable plans.
The Plano Health Insurance Market and a Sample Quote
Plano health insurance is simply more expensive then other areas in Texas. The reason? Most likely because health care costs are higher in Texas then in other areas due to higher incomes and salaries for health care professionals. In any case, I ran a sample health insurance quote for a 59-year-old male and I was pretty surprised at the findings. Not the findings themselves per se, but the fact that they are so different then other cities in Texas.
The cheapest plan in Plano is Aetna! Aetna is the most expensive plan in Corpus Christi and other areas but in Plano, Aetna all the way! Even better then the AARP plan (unless you have a preexisting medical situation, call us at 888 803 5917 if you do) in terms of pricing, Aetna is the winner of the Plano health insurance award for offering the most health insurance for the least money.
AARP – Premier $2500 Deductible Plan – $515 - Great plan if you have any kind of preexisting condition, not only will AARP still accept you, but they have minimal rate ups. AARP has the most lax underwriting of any company in the country in the 55 year old and up demographic.
Aetna – PPO 2500 – $467 - The best choice in Plano. Great benefits and they never rescind coverage or deny benefits.
Blue Cross Blue Shield of Texas – PPO Select Choice Plan V – $514 – Great choice if you demand the Blue Cross name, but they are simply not the best value in Plano.
Cigna – Texas Open Access 2000 – $492 – a good option here and very well priced. Benefits are good enough (not great) and the network is growing very quickly as they are a newer plan in the individual health insurance market.
Humana One – Portrait Share 80 Plus RX – $654 – Not a good value and all aspects of this plan are just average in Plano.
United Health One (Golden Rule) – Copay Select 2500 – $587 - Too expensive in Plano, skip this plan if you are over 55. Might be very competitive in other demographics though.