East Coast Health Insurance offers seven great health insurance companies in the Lubbock health insurance market, which includes just over 200,000 residents. For an instant, affordable Lubbock health insurance quote click the picture above, or keep reading for a brief overview and review of the Lubbock health insurance market.
The Lubbock Health Insurance Market and Sample Quotes
The Lubbock health insurance market is a little different then some of the other cities/regions in Texas. The pricing is very different, number one, and secondly there is a great, small HMO called FirstCare, which is hands down the most affordable health insurance plan in Lubbock. FirstCare’s premiums are amazingly low!
FirstCare Health Plans (FirstCare) was founded in 1985, and is owned by two religious based health systems including Covenant Health Systems in Lubbock and Hendrick Health Systems in Abilene. Currently, they insure about 200,000 Texans all located in either Lubbock or Abilene. They provide amazing benefits at even more amazing pricing. If you live in either Abilene or Lubbock, you will want to consider FirstCare.
So, I ran a sample Lubbock health insurance quote for a 59-year-old male (I used this arbitrary demographic to include AARP) and here are the results along with some reviews.
AARP – Premier $2500 Deductible Plan – $535 - Decent pricing, and I would definitely advise anyone over 55 to apply for this plan due to the simplified and more lax underwriting of AARP. This premium will be lower then the others when factoring in any kind of preexisting condition.
Aetna – PPO 2500 – $564 - Unless you are under 55, go with AARP. If you are under 55 Aetna offers great benefits but are not always the cheapest plan.
Blue Cross Blue Shield of Texas – PPO Select Choice Plan V – $509 – Your second choice if you are a 59-year-old male. Blue Cross will come in second in nearly every demographic in Lubbock (second to First Care).
Cigna – Texas Open Access 2000 – $640 – Not a great choice here, but very affordable in other demographics, as well. Coverage is very straightforward, with no bells and whistles. Always consider them as an option as they are building a great individual product nationwide.
First Care – myHMO IX – $308 – This amazing HMO plan has a $3000 deductible and easily wins this contest for the most health insurance in Lubbock for the least price. In fact, the nearest competitor is almost double the price! Of course the network is smaller then these other companies and it is an HMO, but in my mind, I would recommend this plan to nearly 100% of Lubbock residents. Congrats FirstCare!
Humana One – Portrait Share 80 Plus RX – $521 – Well priced in Lubbock compared to other areas of Texas, but Blue Cross, First Care, and AARP will be better choices.
United Health One (Golden Rule) – Copay Select 2500 – $638 - Awful pricing in Lubbock. Not a good idea in Lubbock, though there are a few demographics where they might be average, but overall not a good plan choice, just too expensive.