The Laredo health insurance market includes just over 200,000 residents and offers plans from six well respected health insurance companies. For a Laredo health insurance quote for you and/or your family, click above to see which plan is the most affordable for you.
The Laredo Health Insurance Market Overview and Reviews
Aetna - Very affordable in Laredo, though not the cheapest. They are the only company that accepts people without perfect health histories and that is why their premiums are a little higher, they also handle AARP…
AARP – Very affordable for the over 55 crowd, though also not the most affordable. They have the easiest underwriting in the country and truly understand that when you are over 55, you are prone to taking a few medications and are not expected to have a perfect health history. AARP also has the lowest rate up system for people with conditions like hypertension or hypothyroidism, etc.
Blue Cross Blue Shield of Texas – for the most part, the best choice in Laredo. They have simply, the most health insurance for the least money in the most demographics. Everyone should consider them when buying a policy period.
Cigna – Way too expensive in Laredo, but very affordable in other Texas cities. For a 59-year-old male, their base plan is nearly $7oo.
Humana One – Pretty affordable in Laredo and consistently in the top 3 in price. Their plan benefits are very straight forward with no bells or whistles. The network is merely OK in Texas, but pretty strong nationwide.
United Health One – Same as Humana, but overall a few dollars cheaper. In a head to head competition, I will usually choose United over Humana just because their prescription coverage is great. However, Humana has a lower exposure than United, which has a higher coinsurance amount then Humana. ($3000 with United vs. $2000 with the Humana Portrait plans).
