East Coast Health Insurance offers six health insurance companies in the Houston health insurance market including Aetna, AARP, Cigna, Blue Cross Blue Shield of Texas, Humana One, and United Health Care (Golden Rule or United Health One).
For a quick Houston health insurance quote click on the picture above to see which plans offer the most coverage for the least amount of money, or call us at 888 803 5917 for assistance.
Houston Health Insurance Market and Rate Overviews
Houston has a glut of choices in buying a health insurance plan for you and your family. To make it simple, I will quickly run through each company and give a sample quote for a 34 year old male in Houston. To make it fair, I used the same plan option for all companies in order to make the comparison as close as possible. Due to the fact that most residents of Houston prefer office visit copays and prescription coverage before the deductible, I made sure to include that in each plan selection. Additionally, I used a $2,500 deductible (or as close as I could get) and a maximum out of pocket per year of $5,500 at most. Some plans will have less.
As usual, Blue Cross Blue Shield of Texas Plan V comes in the most affordable for me at $166 per month, and would most likely be my first choice. Great benefits, high quality plan, for a low premium this resident has a solid amount of coverage for a reasonable cost.
Aetna, Cigna, and Humana are all around the same price from $180-$190 per month and pretty much are identical in benefits. However, Aetna is simply the most trusted name in health insurance because they never rescind.
Additionally Aetna and AARP are a no brainer if you are over 55, as Aetna underwrites the great AARP product which is without doubt the best plan and the easiest underwriting for this demographic.
To avoid any more confusion run your own Houston health insurance quote now.