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Houston Health Insurance

Houston Health Insurance Quotes

East Coast Health Insurance offers five health insurance companies in the Houston health insurance market including Aetna, Cigna, Blue Cross Blue Shield of Texas, Humana One and UnitedHealthcare (Golden Rule or UnitedHealthOne).

For a quick Houston health insurance quote click on the picture above to see which plans offer the most coverage for the least amount of money, or call us at 888 803 5917 for assistance.


Houston Health Insurance Market and Rate Overviews

Houston has a glut of choices in buying a health insurance plan for you and your family. To make it simple, I will quickly run through each company and give a sample quote for a 34 year old male in Houston.

To make it fair, I used the same plan option for all companies in order to make the comparison as close as possible.  Due to the fact that most residents of Houston prefer office visit copays and prescription coverage before the deductible, I made sure to include that in each plan selection. Additionally, I used a $2,500 deductible (or as close as I could get) and a maximum out of pocket per year of $5,500 at most.  Some plans will have a higher out of pocket, especially due to health reform adjustments.

Blue Cross Blue Shield of Texas is the best option in Texas individual market again with the Blue Advantage Gold HMO 003. For $303.01 per month you have a $1,000 annual deductible to meet that’s included in the $3,000 out of pocket limit – the lowest of each competing plan. With $30 unlimited primary care visits, prescription copays and a $400 emergency care copay provide a generous amount of coverage for a reasonable cost.

UnitedHealthcare, Cigna, Aetna and Humana cost an average premium of about $330 per month and are essentially identical in benefits.  However, Aetna is simply the most trusted name in health insurance because they never rescind.

To avoid any more confusion run your own Houston health insurance quote now.




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