East Coast Health Insurance offers 5 great Dallas health insurance companies to choose from for you and your families individual health insurance needs. To see all the plan choices, get your own Dallas health insurance quote now!
Dallas Health Insurance Market
We currently offer health insurance plans from Aetna, AARP, Cigna, Blue Cross Blue Shield of Texas, Humana, and United Health Care. And I know that is 6 companies, but AARP only offers health insurance plans to people over 55.
To give you a good idea of what to expect when shopping for Dallas health insurance, I ran a few sample health insurance quotes. If you are like me, then you will want a plan that covers office visits and prescriptions with a copay and not a deductible. Hospitilization and major medical services of course will have a deductible, so I chose a moderate base deductible of $2,500 and a maximum out of pocket of $5,000 for each company or as close as I could get.
The price leader in the Dallas health insurance market is Blue Cross Blue Shield of Texas as their Plan V as they call it has a deductible of $2,500 and a maximum out of pocket of $5,500 including all coinsurance, deductibles, and copayments. Thus it is a little more exposure then some other companies which we will look at next. The premium for Plan V for a 34 year old male in Dallas is $147 per month. There are of course about 30 different Blue Cross plans to choose from, but this one is the best choice for comprehensive coverage with a little bit of risk to keep the premium down.
The runner up is Cigna, whose Open Access 2000 plan has a deductible of $2,000 and out of pocket of $5,000 ($500 less than Blue Cross) and also includes office visits and prescription coverage. The premium however jumps to $168 per month, which is why Blue Cross is such a great choice here.
United Health One came in third at $177 and is nearly identical to the Cigna plan, though the prescription plan might be a little better, and the underwriting a little easier.
Aetna in fourth place is $189 which is quite expensive, but this is not their strong demographic. Aetna is very affordable for women and larger families including single parents and children. Additionally Aetna underwrites AARP which is the best product for anyone over 55 years old.
Finally, Humana One seems disinterested in selling health insurance in Dallas, as their premium is nearly $200 per month and is simply not affordable for many people in Dallas. Of course you might be the one demographic where they are affordable so please do run your own health quote to see which company is the most affordable for you.
Compare Plans
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
 PPO Select Choice – Plan V |
PPO | $2,500 | 20% | $25 |
$147.00Monthly Cost |
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
 Open Access 2000 |
PPO | $2,000 | 20% | $25 |
$168.00Monthly Cost |
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
 Copay Select |
Network | $2,500 | 20% | $35 |
$177.13Monthly Cost |
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
 PPO 2500 |
PPO | $2,500 | 20% | $30 |
$189.00Monthly Cost |
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
 Portrait Share 80 Plus Rx Unlimited |
PPO | $2,500 | 20% | $35 |
$195.80Monthly Cost |
