Thousands of Tennessee residents are unable to afford the price of health care and protecting themselves from those costs with insurance. With 17.8 percent of the state population living at poverty level, the need for public health programs remains key. In Tennessee, there are also many uninsured residents, with 15 percent of the population living without coverage for medical expenses. We understand that for many reasons, especially those of a financial nature, that the cost of services and coverage can hold people back from staying healthy. Insurance should not be an amenity reserved for those who can afford it, nor should good health. Regardless of your income, every human being deserves to take proper care of themselves.
As Tennessee is also one of the less healthy states in our country, it is especially important that the population of sick individuals gets the help they need to reduce the amount of illness in the state. Public health plans are funded by the state and federal governments, and offer insurance to those who are in dire need of financial assistance. The TennCare program is available for children at poverty level and adults in below poverty level, as well as pregnant women, seniors, and those with disabilities. Find out more about program eligibility based on income and other qualifications, and even apply for benefits.
Those who receive benefits through TennCare, or Tennessee CoverKids, the Children’s Health Insurance Program, as well as uninsured low-income residents have access to many free health care clinics throughout the state. These centers may either provide services for no cost at all or they could charge a small fee if you can afford it. The state also offers a high-risk pool and the Pre-Existing Condition Plan (PCIP) for those who have health conditions and have been rejected by Tennessee insurers. Both AccessTN and PCIP cover residents in need of health insurance with various medical conditions.
If you are in need of health care or coverage, the state has many options for those lacking the means to pay full price. Find out more about your public resources to get well.