Tennesseans have their choice of the nation’s foremost individual health insurance carriers, giving access to six different preferred provider networks in the state. Each company offers a slight variation on the same sort of plan structure, therefore creating more opportunities to find a plan that meets your standards and remains affordable. All plans provide members the ability to use out of network doctors in addition to their lower cost in-network option, with no referrals necessary. Health insurance in Tennessee grants individuals and families flexibility in their medical care choices, regardless of the insurer.
Find a Tennessee health plan that fits your needs by getting a health insurance quote, and comparing rates from each company side by side. Our team of licensed agents can also assist with your search. Call us at 888 803 5917.
Health Insurance in Tennessee
A health plan with over 160 years of experience, Aetna is a time-tested source of insurance for all markets. Headquartered in Connecticut, the company offers some form of coverage in all 50 states, whether employer-sponsored health, life insurance, or individual plans. Revered for their innovation, perseverance, and quality, there is a trust level backed by awards, experience and recognition when purchasing an Aetna policy.
The state’s longest running nonprofit health insurance organization, BlueCross BlueShield of Tennessee has been in operation since 1945. BCBST is also the largest nonprofit health plan in the state, insuring 3 million members in Tennessee and across the nation. A subsidiary of the BlueCross BlueShield Association, members have access to one of the most expansive national and worldwide coverage networks.
Available in most every state, Tennessee included, individual and family health insurance plans are the primary product from Celtic Insurance Company. Concentrating on affordable, simple coverage, Celtic plans may not offer the wide variety of its competitors, though they still maintain industry approval. Established in 1978, it is impressive that Celtic has lasted through the years despite the dwindling individual market.
Cigna was created by a merger of two of the country’s oldest insurance companies, INA and Connecticut General Life Insurance Company in 1982. Providing insurance products in each state, the District of Columbia, and Puerto Rico, Cigna’s Open Access national network for individuals and families is comprised of over 8,000 hospitals and facilities, and more than 500,000 physicians. Providing members with numerous amenities and freedoms, Cigna is a solid choice for Tennessee residents.
A company identified with raising the bar for health insurance and continuing to make progress in the industry, Coventry Health Care, Inc. offers individual health insurance plans in 25 states. Also recognized for their group, Medicare and Medicaid products, Coventry has a broad array of products and keeps each one easy to use and with enhanced access to health care providers. Individual coverage in Tennessee from Coventry One tends to be among the least expensive for great coverage.
Humana was established in Louisville, Kentucky in the 1960s, where their headquarters remains to this day. One of the largest publicly traded health insurance companies in the nation, Humana also provides members access to an abundance of in-network options for care. Their national network includes over 350,000 doctors and health care providers, over 3,000 hospitals, and 50,000 pharmacies. Individuals and families are served by their Humana One product line in Tennessee.
A combination of several companies in one health plan, UnitedHealthOne plans are underwritten by Golden Rule Insurance Company and part of the UnitedHealth Group. Connected to UnitedHealthcare, UnitedHealthOne coverage offers a large network through a company that has been serving individuals and families for over 65 years. Golden Rule has a rating of “A” (Excellent) with A.M. Best based on their stability as a company, adding credibility as a major provider of individual health plans.