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Johnson City Health Insurance

Johnson City is located in eastern Tennessee, and is home to nearly 64,000 residents. Situated near two mountain ranges, Johnson City is quaint but offers a beautiful landscape and great character. Once named by Forbes magazine as one of the nation’s top ten “Best Small Places for Businesses and Careers,” Johnson City is provides a mix of modern and erstwhile elements that make it a comfortable place to settle. With a rich history of bootlegging and railroads, Johnson City has many historic buildings, museums and attractions to showcase its roots. The residents of the town also have access to year-round events, and outdoor activities due to the mild climate. Nearby mountains and parks offer extensive trails for hikers and mountain bikers, and lakes for water sport enthusiasts.

Those who live in Johnson City can purchase individual and family coverage from Blue Cross and Blue Shield of Tennessee, Humana, Cigna, UnitedHealthOne, and Aetna. Offering an array of PPO plans, their coverage is similar, though rates will vary for each resident, making any one of these a prospect. Gender plays an important role in determining which health plan to choose in Johnson City, as BCBS provides the best rates for males, and Humana is much more affordable for females. Rates are normal for Tennessee, and about average compared to the rest of the country.



Johnson City Sample Health Insurance Quote

For an example of how to find the most health insurance for the least money in Johnson City, we ran a sample quote for a 30-year-old male resident and chose plans in the $2500 deductible range. The best plan was Blue Cross Blue Shield’s PersonalBlue for $137 per month, with no limit on office visits and generic drugs for a copay, and a $100 copay (plus coinsurance) for emergency care. Connected to one of the nation’s largest networks, the Blue plan is quite good and will cover just about anything you need.

A very close second is Aetna’s TN PPO 2500, which includes much of the same coverage as BCBS with higher copays. Both plans cover brand name prescriptions with a $500 deductible. Aetna’s plan covers emergency room visits for a $350 copay and nothing more, however. As these plans are very similar, it might be a good idea to apply to both, or just go with BCBS for a few dollars less.

Humana and United offer basically the same copay plans, which are considerably more expensive for a healthy, young resident who may as well choose one of the latter two for the most cost savings. Other demographics in Tennessee are favored by Cigna, who charges the most in this case for a good PPO. According to the most recent member satisfaction study, Humana, Blue Cross, and Cigna all top the list. Therefore, feel comfortable applying with any of these companies if they are most affordable for you.

To find out which plans will befit your budget and offer significant benefits, compare each of these plans and more with an instant health insurance quote. If you have a few questions or would rather speak with an agent, call us at 888 803 5917.






1. City Town Info. “Johnson City, Tennessee.” http://www.citytowninfo.com/places/tennessee/johnson-city/.

2. Image: Yahoo Travel.