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Chattanooga Health Insurance

Nestled in the ridge and valley of the Appalachian Mountains along the Tennessee River, Chattanooga is a prime location for tourism, as well as comfortable living. Another Tennessee city with an appreciation for art and music, there is an abundance of entertainment and culture to be discovered in the city. Chattanooga holds numerous writing conferences throughout the year, embracing the literary arts in the Festival of Writers and other events organized by the city’s Arts & Education Council.

In addition to the urban attractions, Chattanooga offers incredible vistas from nearby mountains and parks. Thus, Chattanooga lends itself to being a natural playground for rock climbers, mountain bikers, runners, and all other enthusiasts of outdoor activity. A combination of both a thriving economy and a wonderful place to visit, Chattanooga has a successful combination of elements.

Health insurance plans in Chattanooga are available from five of Tennessee’s top insurance companies: BlueCross BlueShield of Tennessee, Humana, Aetna, UnitedHealthOne, Cigna, and Celtic. Prices are consistent with other Tennessee cities, lining up with the comprehensive plans offered in other areas for a little over $120 per month for men, and $150 for women, in their late 20s-early 30s. For residents of any age, it seems the lowest cost plan is coming from Humana for 80/20 coverage and unlimited services for a copay. Other plans have a lower premium, though you compromise your benefits.



Sample Chattanooga Health Insurance Quote

When searching for health plans for a healthy, nonsmoking male resident of Chattanooga who is 33 years old, we found that Humana One owns the market, yet again. Enhanced Copay 80 is the ultimate Tennessee plan in this range, and offers an unlimited number of office visits for a $35 copay, along with generic prescriptions before you reach the deductible. For this resident, coverage through this plan is well worth the $124 each month. Proving the competitiveness of the individual market in the state, the other plans with similar criteria are mostly within $10 of each other.

This resident also has access to benefits from BlueCross BlueShield for $138 per month with a great number of services covered. For a healthy applicant, this should encompass any health needs at a reasonable price, including a $3000 out-of-pocket maximum for the year. Emergency care is also offered for a $100 copay, and supplemental benefits such as dental and maternity coverage are also available. Chattanooga residents are forutnate to have such great options in close price proximity, which makes it harder to choose, but easier to pay for once you have decided on a plan.

From UnitedHealthOne forward, plans offer basically the same benefits as the first two for a bigger price tag. With the knowledge that the benefits are virtually identical, the decision may be settled by the lowest premium, or the network size. The advantage of a copay plan is getting the benefits you need at any time from providers within the network, and for a flat rate that won’t be surprising later on. To find out what these and other Chattanooga plans will cost you and your family, fill out a health insurance quote. You may also call one of our agents for more information about the carriers and your options at 888 803 5917.






1. Wikipedia.org. “Chattanooga, Tennessee”. http://en.wikipedia.org/wiki/Chattanooga,_Tennessee

2. Image: chattmedresearch.com