In the Utah health insurance market there are 5 main health insurance companies each offering at least 30 health insurance plans each. There are other health insurance companies but they are not reputable and often times will try to play tricks with coinsurance or other similar tactics to hide the fact that they cannot compete with the 4 big health insurance companies in Utah.
Blue Cross Blue Shield of Utah – Regence
Blue Cross Blue Shield of Utah is owned and operated by Regence and is seemingly quite expensive, upon looking at the sample quote below. However, their Utah health plans are more consumer driven health plans, which means that in order to find a good Blue Cross plan to use in the comparison I had to pick a more expensive plan. But they do offer more affordable health plans but they are just not traditional health plans. In order to see what I am referring to, try running a custom Utah Blue Cross Blue Shield Quote in our quote engine.
Regence Utah Blue Cross Blue Shield Benefit Summary
Humana One Utah Health Insurance
Humana One products in Utah are the same as they offer in every other state and include the Portrait plans which are the traditional copay health insurance plans, the Monogram which is a high deductible catastrophic plan, and the Autograph which is somewhere in the middle of both. The Portrait plan is the most popular Humana One product in Utah and is the plan that I used in the sample Utah Health Insurance Quote below. As you can see the Humana plans in Utah are the most affordable health insurance plans in Utah.
Humana One Portrait Share 80 Utah Brochure
Altius HMO and POS Health Plans in Utah
The Altius health insurance plans in Utah are actually pretty good and I recommend them to anyone looking for an HMO or HMO type plan. HMO platform health plans usually offer substantially greater benefits from the first day of the policy than their PPO counterparts.
Altius Peak Plus Utah Health Insurance Brochure
Altius One Utah Peak Plus 1000
American Medical Security PacifCare – by United Health Care
United Health Care is a large national health insurance company that is taking over the individual health insurance market through acquisition. From the purchase of PacifCare to the purchase American Medical Security United Health One has pretty much been able to offer individual health insurance products in nearly every state. Utah is still being administered through American Medical Security which has been phased out by United Health One or PacifCare in much of the country. Nevertheless, these PPO plans are pretty good and have great prescription coverage and I in fact am insured by United Health One individual myself. Though as you can see from the sample Utah health quote below, if I lived in Utah I would most likely choose Humana or Altius, at least in this zip code.
 Altius Peak Plus Gold 70%,$2,000 Deductible
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 MedOne Plus PPO Benefit Plan |
 Portrait Share 80/2500 Plus Rx |
 BlueBasic Copay Plan – Value Care Network |
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a href=”http://echealthinsurance.com/wp-content/uploads/2009/11/Altius-Peak-Plus-Utah-Health-Insurance-Brochure1.PDF”>Altius Peak Plus Utah Health Insurance Brochure |
a href=”http://echealthinsurance.com/wp-content/uploads/2009/11/Humana-One-Portrait-Share-80-Utah-Brochure.PDF”>Humana One Portrait Share 80 Utah Brochure |
a href=”http://echealthinsurance.com/wp-content/uploads/2009/11/Regence-Utah-Blue-Cross-Blue-Shield-Benefit-Summary.PDF”>Regence Utah Blue Cross Blue Shield Benefits |
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Estimated Cost
$114.21 monthly |
Estimated Cost
$124.41 monthly |
Estimated Cost
$97.66 monthly |
Estimated Cost
$178.31 monthly |
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Customer Reviews
Not Yet Rated |
Customer Reviews
Not Yet Rated |
Customer Reviews
3 |
Customer Reviews
Not Yet Rated |
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Plan Type
POS |
Plan Type
PPO |
Plan Type
PPO |
Plan Type
PPO |
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Office Visit for Primary Doctor
$25 Copay |
Office Visit for Primary Doctor
$30 Copay |
Office Visit for Primary Doctor
$35 copay for GP’s, then 0% coinsurance. |
Office Visit for Primary Doctor
$30 Copay, deductible waived |
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Office Visit for Specialist
$50 Copay after deductible |
Office Visit for Specialist
$30 Copay |
Office Visit for Specialist
$50 copay for Specialist’s, then 0% coinsurance. |
Office Visit for Specialist
$30 Copay, deductible waived |
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Coinsurance
30% after deductible |
Coinsurance
20% after deductible |
Coinsurance
20% after deductible |
Coinsurance
30% after deductible |
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Annual Deductible
Individual:$2,000 |
Annual Deductible
Individual:$2,500 |
Annual Deductible
Individual:$2,500 |
Annual Deductible
Individual:$1,000 |
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Annual Out-of-Pocket Limit
Individual:$4,000 |
Annual Out-of-Pocket Limit
Individual:$4,500 |
Annual Out-of-Pocket Limit
Individual:$2,000 |
Annual Out-of-Pocket Limit
Individual:$5,000 |
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Lifetime Maximum
$2 Million per person |
Lifetime Maximum
$5 Million per person |
Lifetime Maximum
$5 Million per person |
Lifetime Maximum
$2 Million per person |
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