East Coast Health Insurance is quickly becoming the Nebraska health insurance authority. Offering all major Nebraska health insurance companies from Blue Cross Blue Shield to United Health One, we are raising the bar for your online health insurance shopping experience.
Nebraska Health Insurance Plans
For the uninsurable in Nebraska, there is a state risk pool called the Comprehensive Health Insurance Pool (or CHIP) for both HIPAA eligible individuals and families and for Nebraska residents that have can provide proof of uninsurability.
In order to prove uninsurability you need to have been rejected for an individual health insurance plan, offered health insurance plans with a longer pre-existing condition period, received an offer for coverage that is more expensive then the CHIP plan, or can demonstrate a serious medical condition. (I am not sure how to demonstrate a serious medical condition, but maybe performing a very bad magic show might suffice).
Blue Cross and Blue Shield of Nebraska
Blue Cross and Blue Shield of Nebraska, an independent licensee of the Blue Cross and Blue Shield Association, is the largest health insurance plan serving Nebraskans. The company offers a variety of health and wellness plans for large employer groups, small businesses and individuals.
For nearly 70 years, Blue Cross and Blue Shield of Nebraska has been committed to providing members quality, affordable health care coverage. A mutual insurance company, Blue Cross and Blue Shield of Nebraska is financially strong, with a Standard & Poor’s rating of A.
Blue Cross Blue Shield of Nebraska comes in at $123 per month for a 34 year old male in the Lincoln, Nebraska health insurance market and actually even though they are a little bit more then other companies they actually are a not for profit company so they are actually under normal conditions the best choice for most Nebraska residents.
Blue Cross Blue Shield of Nebraska Blue Essentials Brochure
Coventry Health Care, Inc.
Coventry One of Nebraska is one of my favorite Nebraska health insurance companies, for that matter one of my favorite companies due to their great network and benefits and of course their affordable premiums.
However in Lincoln, Nebraska they are not really affordable when compared to Humana One and United Health One which are actually very close in benefits and network (and are probably better.)
Coventry’s 2500 deductible plan with office visits and prescription coverage before the deductible costs $141 per month for my age group in Nebraska.
Coventry Nebraska Health Insurance Benefit Matrix
Humana One is actually tied for first place in our East Coast Health Insurance award for the most health insurance for the least amount of money. Normally, I would recommend Blue Cross Blue Shield of Nebraska but in this case Humana and United are actually a better choice.
Humana One Nebraska Health Insurance Brochure
Aetna has a limited choice of plans in Nebraska, however they should always be considered when shopping health insurance as they not only have a great network, but more importantly they take people with checkered medical histories.
If you find a plan you like from Aetna in your demographic or if you have any medical conditions then please consider Aetna even though they are a tad bit more expensive.
United Health One is the number one health insurance company in Lincoln, Nebraska in terms of price and network. However, Humana One is the better choice in Nebraska because it is domiciled in Nebraska.
