Do you and your family have an adequate health insurance policy in place? If not, you’re not alone, as research shows that 47 million Americans — 20% of all those 65 years or younger – are uninsured, and Maryland’s population is not immune to these statistics. While life in the “Free State” is generally enjoyable, the nightmare of not having Maryland health insurance coverage can take its toll, medically AND financially. After all, if sickness or injury occurs, how can you pay your bills without health insurance? The good news? Affordable policies are available, thanks to East Coast Health Insurance, the leading brokerage for affordable Maryland health insurance quotes.
Throughout Maryland, our experienced agents and customer service representatives can address all of your policy needs and concerns. You see, while we’re based in South Florida, our Maryland health insurance professionals are very knowledgeable about all of Maryland’s unique insurance rules and regulations. This makes the entire policy selection much simpler and problem-free. You may be confused as to which policy type (HMO, PPO, POS, government and contract plans) is ideal for you. Our team also discussed any pre-existing conditions that may affect your final coverage. As for your budget, we understand that this may be the most important factor, and we’ll do our best to assist you in choosing a cost-effective policy.
East Coast Health Insurance prides itself on providing a community feel. As such, we have health insurance professionals permanently located throughout the state. We’ll present you with a variety of policy options, ranging from basic plans, to all-inclusive coverage from the industry’s biggest names. And, we’ll introduce you to a truly effective tool for your decision. On our website, you’ll be able to access a custom health insurance quote, along with side-by-side comparisons with other similar policies.
Maryland Health Quote Sample
Do you want some evidence of the policies we can provide you with? As an example, we ran a sample search for a 34-year old, single male Baltimore health insurance applicant, utilizing a $2,500 deductible. We found that a great PPO plan was available from, for as little as $94.00 per month.
Maryland Health Insurance as well as Baltimore health insurance is a little more complicated then the rest of the country as the health insurance plans in Maryland are very different than the prototypical health insurance plan. Hence it is very difficult for me to present a homogeneous health insurance quote. What I mean is that when I run sample health insurance quotes, I generally prefer the plans to be uniform. This is simply not plausible in Maryland.
Aetna for instance in Maryland only offers Value Plans and HSA plans. In fact their health insurance plans for individuals are much more affordable than the competition. BUT, they offer less benefits before the deductible. Download the brochures for each company to see what I mean. This means that Aetna Value Plan illustrated below might not be the best plan for the least amount of money. In fact, it isn’t.
The best plans with the most benefits would be the two plans at the bottom which are the Maryland Kaiser Permanente HMO and the Blue Cross Blue Shield of Maryland plan. Both are extremely benefit rich and are amazing. However, they also offer plans like the Aetna value plan which are in priced better than Aetna. Stay away from Aetna in Baltimore as they are too expensive.
The bottom line? You need to contact East Coast Health Insurance today to schedule a meeting with our Maryland health insurance agents. Just call us at (888) 803-5917, and we’ll schedule a convenient meeting with our local representatives, from the comfort of your home or office. And remember to check out our health insurance quote database for a personalized quote.
Compare Plans
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
United Health One Copay Select Maryland Health Insurance Brochure |
Network | $2,500 | 20% | $35 |
$103.08Monthly Cost
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| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
Coventry CoventryOne PPO Legacy 70 2500 Health Insurance Brochure Maryland |
PPO | $2,500 | 30% | $30 |
$122.97Monthly Cost
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 Personal Comp – $1,000 |
 $1,000 Deductible/30% Plan |
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Estimated Cost
$141.00 monthly
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Estimated Cost
$144.00 monthly
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Customer Ratings
3.3 of 5 Reviews |
Customer Ratings
Not Yet Rated |
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Plan Type
Indemnity |
Plan Type
HMO |
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Office Visit for Primary Doctor
20% Coinsurance after deductible |
Office Visit for Primary Doctor
$30 Copay |
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Office Visit for Specialist
20% Coinsurance after deductible |
Office Visit for Specialist
$40 Copay |
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Coinsurance
20% after deductible |
Coinsurance
30% of Allowable Charges |
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Annual Deductible
Individual:$1,000 |
Annual Deductible
Individual:$1,000 |
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Annual Out-of-Pocket Limit
Individual:$2,500 |
Annual Out-of-Pocket Limit
Individual:$3,500 |
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| Lifetime Maximum$1 Million per person |
Lifetime Maximum
Unlimited |
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Health Savings Account (HSA) Eligible
No |
Health Savings Account (HSA) Eligible
No |
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Out-of-Network Coverage
Yes |
Out-of-Network Coverage
No |
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