East Coast Health Insurance offers all 5 of the main health insurance companies in Arkansas including Aetna, Blue Cross Blue Shield of Arkansas, Humana, United, and a company called QualChoice an Arkansas based domiciled health insurance companies. There are a few other health insurance companies that offer health insurance plans in Arkansas that we can offer, but elect not to as they do not meet our standards. In fact, if your Arkansas health insurance plan is not one of the five that I just listed I recommend that you call us at 888 803 5917.
Aetna In Arkansas
Aetna’s plans in Arkansas are very abbreviated so to speak as they don’t offer the tremendous selection of plans that they usually do in other states. Is this good or bad? Neither, hopefully as they should be expanding their product base in the Arkansas health insurance market in the coming months. For now their plans include the basic value plans, and high deductible consumer health driven health plans.
Arkansas Blue Cross and Blue Shield
Arkansas Blue Cross and Blue Shield, an Independent Licensee of the Blue Cross and Blue Shield Association, is the largest health insurer in Arkansas, serving approximately one-third of the fully insured market. If combined, the 39 independent, locally operated Blue Cross and Blue Shield Plans collectively provide health-care coverage for 93 million – nearly one in three – Americans.
Their Arkansas health plans actually usually come out to be the price leader in the Arkansas health insurance market which means that Blue Cross Blue Shield is the winner of the most health insurance for the least money award from East Coast Health Insurance (your best friend for health insurance!).
Arkansas Blue Cross provides health insurance plans for groups as well as well as individuals (under age 65 and for those who are Medicare-eligible) and families in Arkansas. In addition, Arkansas Blue Cross offers dental plans for groups and individuals and families.
The company operates through seven geographic regions in Arkansas with full-service staffs providing customer service, medical management and provider services closer to home for our members.
QualChoice Health Insurance
- QualChoice Application Download
- QualChoice Benefit Summary and Brochure
- QualChoice Health Insurance Rates
QualChoice Inc., is an Arkansas-based health services company that offers a local alternative for employers and individuals desiring to have their health benefit services fully administered in Arkansas. Headquartered in Little Rock, it is the second largest domiciled managed care company in Arkansas.
QualChoice offers a state of the art Care Management Department that fully integrates with its members to provide utilization, case, and disease management. This along with the many interactive health tools available to our members sets QualChoice apart in the health services industry.
QualChoice offers a comprehensive line of health benefit and ancillary products on both a fully insured basis and under self insured and other alternative funding arrangements. The company has become a leader in providing competitively priced managed care products and excellent customer support.
United Health One Arkanas
In Arkansas United Health One offers their usual nationwide health insurance plans including their traditional copay select plan, the Health Savings Account plans, and their Plan 100 & Plan 80 designs. I personally have the Copay Select plan from United Health One and find the benefits to be fairly good especially their prescription plans.
UnitedHealthOne
UnitedHealthOne is the brand name used for products underwritten or administered by the UnitedHealthcare family of companies offering personal health insurance, including Golden Rule Insurance Company and United Healthcare Insurance Company.
UnitedHealthcare
Today, UnitedHealthcare serves more than 26 million customers. Our network plans can ease access to high-quality care from more than 590,000 physicians and 4,900 hospitals across all 50 states and in four international markets.* We combine our strength and stability with nearly three decades of experience serving customers of all sizes.
Golden Rule Insurance Company
Golden Rule merged with UnitedHealthcare in 2003, and has served individuals and families with health insurance solutions for over 60 years. This experience and knowledge is reflected in high-quality products, timely claims handling, and outstanding customer service.
Sample Arkansas, Little Rock Health Insurance Quote
I ran the following health insurance quote to illustrate the Arkansas health insurance market using myself a 34 year old single (though I am indeed married ladies) male in the city of Little Rock, Arkansas. As you can tell from the illustration the Arkansas Blue Cross Blue Shield plan is the clear winner in this demographic, though to be fair to the other Arkansas health insurance companies, premiums can vary significantly from one demographic to another.
Compare Plans
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
Humana One Arkansas Portrait Share 80 Plus Rx Unlimited Health Insurance Brochure |
PPO | $2,500 | 20% | $35 |
$92.77Monthly Cost
|
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
|
Network | $2,500 | 20% | $35 |
$97.59Monthly Cost
|
|
Access Blue PPO
|
Comprehensive Blue PPO
|
Comprehensive Blue PPO
|
||
 |
|
|
||
|
Estimated Cost
$54.21 monthly |
Estimated Cost
$70.71 monthly |
Estimated Cost$85.38 monthly | ||
|
Customer Ratings
Not Yet Rated |
Customer Ratings
Not Yet Rated |
Customer Ratings
Not Yet Rated |
||
|
Plan Type
PPO |
Plan Type
PPO |
Plan Type PPO | ||
| Office Visit for Primary DoctorNo charge after separate $5000Office-Based services deductible |
Office Visit for Primary Doctor
$30 Copay |
Office Visit for Primary Doctor $30 Copay | ||
|
Office Visit for Specialist
No charge after separate $5000 Office-Based services deductible |
Office Visit for Specialist
$60 Copay |
Office Visit for Specialist
$60 Copay |
||
|
Coinsurance
20% after deductible |
CoinsuranceNone | Coinsurance 20% after deductible | ||
|
Annual Deductible
Individual:$500 |
Annual Deductible
Individual:$2,500 |
Annual Deductible
Individual:$500 |
||
|
Annual Out-of-Pocket Limit
Individual:$2,000 |
Annual Out-of-Pocket Limit
Individual:$2,500 |
Annual Out-of-Pocket Limit
Individual:$2,000 |
||
|
Lifetime Maximum
$2 Million per person |
Lifetime Maximum
$5 Million per person |
Lifetime Maximum
$5 Million per person |
