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Sumter Health Insurance

Sumter, South Carolina offers its residents a natural backdrop with many opportunities to experience the outdoors. Despite the town’s quaint population, there are multiple colleges and universities, and other cultural attractions such as the Sumter Historic District, Swan Lake Iris Garden, and the Sumter Gallery of Art. Poinsett State Park is located in the beautiful Blue Ridge Mountains and is surrounded by the Manchester State Forest, which connect through hiking, biking, and horseback riding trails. Sumter residents may have a smaller city, but their access to nature compensates for the lack of urban life.

Health insurance in Sumter is comparable to other areas in the state, offering plans from all of the same insurers as the entirety of South Carolina. Carriers covering the area include Cigna, Aetna, Blue Cross Blue Shield of South Carolina, Coventry, United Healthcare, Humana, and Celtic. These insurance companies vary in terms of their coverage, as some offer a plan with limited office visits or none at all before the deductible, while others omit certain deductible levels and feature upfront benefits. For more information about health plans in Sumter and which one is best for you, call us at 888 803 5917.



Sumter Sample Health Insurance Quote

To encourage the quote process and provide a bit of Sumter health insurance research, we made a sample quote for a 32-year-old male resident. This applicant is in peak health, and does not partake in tobacco use, therefore optimizing the quote for lowest cost. Assuming this individual is looking for the best deal on Sumter health insurance, we have selected the plans offering the most upfront benefits for a copay, in addition to a low level of coinsurance and a deductible around $2000. While most of the plans available in this range are fairly similar in cost, Coventry One offers the best plan with their POS for $141 per month. The Plan 33 offers coverage on prescriptions, has unlimited visits to a PCP or specialist, and is generally an overall good plan.

Blue Cross Blue Shield offers a similar set of benefits for $155 per month and a $15 primary care office visit through their Personal Blue plan in Sumter. Another benefit of this plan is that there is no separate deductible for medications, and access is granted through the plan’s discount card. These first two definitely offer the best savings of any plan in this group, and either would be a worthwhile selection. Aetna, though close in price to Blue Cross, is shorting South Carolina on the office visits, limiting to three per calendar year before deductible. If this were not the case, or if you do not plan on seeing the doctor more than three times, PPO Value would be another great plan.

The remaining carriers are decent in coverage, though not necessarily for the costs to which they rise. Therefore, if you happen to be a Sumter resident in this demographic, the Coventry and Blue Cross plans take the cake. However, for someone with a different description such as a female or a smoker, another plan could potentially be far better. Actually, a female resident of the same age will have the same options, though Plan 33 is $219 per month, and Personal Blue is $240. This is why it is so very important to get a quote for yourself and find out your specific rates.






1. Wikipedia.org. “Sumter, South Carolina”. http://en.wikipedia.org/wiki/Sumter,_South_Carolina.

2. Image: City-Data.com