Capital Blue Cross® covers 21 counties in central Pennsylvania and the Lehigh Valley with various types of health insurance, including group, individual, and Medicare. Along with the other Blue Cross companies in Pennsylvania, Capital Blue Cross was established in 1938. They are headquartered in Harrisburg, and have a regional network of over 11,000 providers and contract with 37 area hospitals. Capital Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, which gives members access to the nation’s largest provider network and worldwide coverage with the Blue Card. As a nonprofit healthcare organization, Capital Blue Cross works to give the most back to the central Pennsylvania community through activities from community health fairs to sponsoring local events and teams.
In the counties they serve, Capital Blue Cross offers individual and family PPO health plans, all of which provide members with health and wellness programs, educational resources regarding care and coverage, and tips for healthy living. Three main plans are offered in the Personal Blue product line, and Capital Blue Cross also better serves the region with guaranteed issue plans for applicants with health conditions. Members of individual health plans can also add a dental plan for preventative care and other dental services.
Capital Blue Cross is offered to residents of Adams, Berks, Centre, Columbia, Cumberland, Dauphin, Franklin, Fulton, Juniata, Lancaster, Lebanon, Lehigh, Mifflin, Montour, Northampton, Northumberland, Perry, Schuylkill, Snyder, Union, and York Counties.
Personal Blue Individual Plans
Personal Blue PPO
Get access to a large number of healthcare providers through the preferred provider network for a discounted rate, and enjoy the freedom of using non-network care. These plans offer comprehensive coverage, with copays for office visits, urgent care, and emergency care not subject to the deductible. Choose a higher deductible for lower premiums, and save money overall on medical services with flat rates. After meeting the deductible, your plan covers 85 percent of hospital care costs.
Personal Blue PPO Qualified High Deductible
Pay a low monthly premium in exchange for paying out of pocket for all types of medical care, with the exception of free preventive care. Your plan covers healthcare costs at 100 percent after deductible, including prescriptions, emergency care, hospitalization, and doctor’s office visits. Setting up an HSA to pay for your care offers tax advantages such as tax free spending money (on qualified services) and deductions. Members can use a variety of wellness programs and see any doctor they choose.
Personal Blue Saver PPO
These plans offer a high deductible, low premium package with minimal benefits, yet more coverage than a typical catastrophic plan. Ideal for those who are healthy and want coverage for the unexpected, whether it be hospital or emergency care, Saver plans also cover up to six office visits for a copay. Generic prescriptions are also included with each Saver plan. Find the balance of coverage and costs that works best for you and utilize the broad selection of in-network providers for more savings.
Get personalized Capital Blue Cross rates and compare all available health plans in your area side by side with an instant health insurance quote. Contact a licensed agent for further details or simply to investigate your local health insurance market with a professional. Call us at 888 803 5917.