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Wilkes-Barre Health Insurance

Wilkes-Barre is one of the larger cities located in the Wyoming Valley, near the mountain Pocono and Endless Mountains of Pennsylvania. Intersected by the Susquehanna River, Wilkes-Barre maintains an industrial history as many Pennsylvania cities do, while nurturing many new sources of commerce. Several universities and colleges are located in the city, as well as a number of entertainment venues and museums. From the Stegmaier Mansion to the Mohegan Sun at Pocono Downs, Wilkes-Barre has a diverse set of attractions for tourists, though locals may appreciate a visit to Slocum State Park for a break from the city.
Though Wilkes-Barre is the tenth largest city in the state, its metropolitan statistical region is the fourth largest in all of Pennsylvania. With so many residents, there is bound to be a substantial percentage without insurance. Fortunately for those living in proximity to Wilkes-Barre, individual health insurance is fairly affordable from the some of insurers in the area. As perhaps health care is slightly more sparse and therefore less cutthroat among carriers, upstate health plans. Companies include national carriers Aetna, United Healthcare, and Celtic, as well as regional plans like Health America, Blue Cross of Northeastern Pennsylvania, and Geisinger Choice.



Sample Wilkes-Barre Health Insurance Quote

In order to get a better feel for the health insurance market in Wilkes-Barre, we ran a sample quote for a 32-year-old female nonsmoking resident. Trying to keep the comparison in a similar deductible range of $2000, it was necessary to stray for a few plans, as Blue Cross offers no plans for this amount. Coinsurance is also inconsistent among insurers in Wilkes-Barre, as some plans offer 80, 90, and 100 percent coverage after deductible. For this resident, the best choice for savings on a very comprehensive plan is Aetna’s PPO 2500 for $174 per month. With a proven track record as a great national plan and coverage on prescriptions and vision care, this is a clear winner.

For $177 per month, Blue Cross offers a plan with 90 percent coverage after deductible, yet upfront copays for doctor’s office visits and prescriptions provide instant access to care. Another comparable plan is Health America One’s Choice1, which covers 100 percent of your care after deductible with bonus benefits like maternity and dental. This plan may be the best for overall savings out of the group, as you receive more coverage for nearly the same monthly premium as the others.

UnitedHealthOne is a good choice as you can receive a deductible credit, though the coverage itself is slightly less amazing than the other, less expensive choices. As you can see, this healthy female Wilkes-Barrean has her pick of comprehensive plans for an average premium rate of under $180. For other residents, prices will vary, and therefore we highly suggest you fill out your own quote. Call an agent for any questions or clarification we can offer at 888 803 5917.






1. Wikipedia.org. “Wilkes-Barre, Pennsylvania”. http://en.wikipedia.org/wiki/Wilkes-Barre,_Pennsylvania.