Blue Cross and Blue Shield of Oklahoma is a division of Health Care Service Corporation (HCSC), a Mutual Legal Reserve Company, and an independent licensee of the Blue Cross and Blue Shield Association. Serving Oklahoma for over 70 years, BCBSOK is the most expansive and longest-standing insurer in the state. With more than 600,000 members, the company is dedicated to offering each an experience that exudes quality and great service.
Having received many awards for various aspects of their business, Blue Cross and Blue Shield of Oklahoma has been recognized for their Brand Excellence by the BCBSA, involvement in community events and charities, including the Oklahoma Best of the Best Health Insurance award from Oklahoma magazine. They have also received awards for their underwriting practices, information technology, and health care management.
As with all Blue Cross Blue Shield Association licensees, BCBSOK takes great pride in their community involvement. By working locally to improve the health and wellness of Oklahoma residents, they build a better understanding of how to provide an excellent line of products. Throughout the state, the company provides several strong individual and family health plans designed for different needs. They are also the provider of the state children’s health insurance program, and offer supplemental dental coverage plans for their individual members, as well.
Blue Cross Blue Shield of Oklahoma Plans
The most coverage from BCBSOK, these plans offer benefits for a copay before you meet your deductible, and give you access to lower rates from in-network providers – from one of the largest PPO networks in the state. A wide range of deductibles allows you to select the pricing balance of your choice between cost sharing, deductibles, and premium rates. Coverage includes major medical care such as emergency services, hospital care, and maternity benefits, as well as the physician services and preventive care you expect from a plan that covers everything you need.
With two different options for low cost coverage, you have access to coverage through the same PPO network with reduced premiums. Coverage offered with Simply Blue plans includes inpatient and outpatient hospital care, physician services, prescriptions, emergency care, and therapy services. Health Check Basic offers a slightly larger amount of services, as Simply Blue is the lowest cost plan available. Health Check Basic plans provide many of the same services of the comprehensive plan, including office visits for a copay, though at a lower monthly rate.
Health Savings Account Plans
A high-deductible health plan with the ability to open an HSA, you can receive health care and tax advantages such as tax-free earned interest and withdrawals for qualified medical costs. When your deductible is reached, your plan will cover 60 to 100 percent of your care, for all included services. Prescriptions are covered at 70 to 100 percent after deductible, and preventive care is covered in full throughout the course of your plan. With various cost levels to choose from, these plans offer a way to manage your health care expenses by funding an account specifically for your family’s medical services.
To find out more about Blue Cross and Blue Shield of Oklahoma plans, call us at 888 803 5917 or get a free health insurance quote to compare plans and premiums.