Oklahoma’s individual health insurance market has six key national carriers, two of which with regional independent or subsidiary companies. Each offers plans of the PPO sort, which gives residents the ability to use contracted network providers for greater savings, or visit the doctor or facility of their choice for a bit extra. As each company provides a variety of products, we can help you find a plan that works with your budget as well as keeps you healthy. Get a background on each company by following the links below to get a better idea which one you should choose.
East Coast Health Insurance agents are available to speak with you about your health insurance needs any time at 888 803 5917. To view your options from each company with premium estimates to match your personal criteria, fill out a health insurance quote.
Health Insurance in Oklahoma
One of the nation’s most broad provider networks comes from Aetna, who has been serving employees, individuals, families, and others in need of coverage for longer than any other insurer. With over 30 million members across the country, Aetna has been an established, reliable company with great benefits and lenient underwriting. Though they may not be the lowest cost in every demographic, they have their specialty areas such as coverage for conditions that other companies would decline.
Blue Cross and Blue Shield of Oklahoma has provided the state with quality health plans, great services, and membership to one of the nation’s largest networks through the Blue Cross and Blue Shield Association for more than 70 years. The nonprofit company covers over 600,000 Oklahoma residents through their various divisions with health benefits, including individual and family plans as well as group plans and Medicare. By maintaining a commitment to the community in Oklahoma, BCBSOK knows the importance of staying healthy and being able to afford your coverage and care.
Although their benefits are not very competitive with their fellow private companies, Celtic offers the basic set of health plans in Oklahoma that they sell all over the country. Celtic is owned by Centene Corporation and only caters to individuals and families in need of coverage. In business for over 30 years, Celtic was given a B++ (Good) rating from A.M. Best and remains a viable source of insurance in Oklahoma.
Coventry Health Care of Oklahoma is a regional subsidiary company of the national entity Coventry Health Care. Coverage is available in every single county in the state for individual and family plans from Coventry One, who offers numerous affordable PPO options. The company has become one of the largest carriers in the nations, successful among members and on the stock market, and includes access to a vast national network if you require out-of-state care.
Humana Inc., was established in providing health care through hospitals and nursing facilities before they became an insurer. Over the past 29 years, they have become a strong insurer, offering copay plans, high deductible coverage, and HSAs, as one of the top carriers in the nation. With an A- (Excellent) rating from A.M. Best, Humana’s ability to meet the needs of their members and continue a successful business is comparable to any of their Oklahoma competitors.
UnitedHealthOne is the individual line of products from UnitedHealthCare, underwritten by Golden Rule Insurance Company. Many of their plans for singles and families are available at some of the lowest rates in Oklahoma. Golden Rule has sold health plans for more than 65 years, and UnitedHealth Group is one of the nation’s largest providers of medical care, insurance, and research. Connected to a large national network, UnitedHealthOne plans offer sufficient coverage and often times affordable premiums.