The capital and largest city in the state, Oklahoma City is home to nearly 592,000 residents, and contains many attractions thanks to universities, performance venues, museums, and numerous events. Over the past decade, the city has seen many renovations, including the Bricktown area with its canals full of ferries, and transformation to an eco-friendly city. Parks are located throughout the city, making it easy to access a healthy lifestyle. Oklahoma City also has been rated one of the best places to live in North America by Places Rated Almanac for its safety, low traffic and pollution, and affordability, which undoubtedly includes health insurance rates.
For a city of its scale, Oklahoma City is a great place to live with urban amenities and be insured for a reasonable cost. Many larger cities tend to have increased rates, but OKC corresponds with the needs of the area. Health plans are available from every insurer in the state, including Blue Cross Blue Shield of Oklahoma, Humana, Coventry, UnitedHealthcare, and Aetna. For some residents, plans are available from Blue Cross Blue Shield from $109 per month with unlimited office visits. You have to be a male in our early 30s, however.
To find out how your demographic will play out in the Oklahoma City health insurance market, run your own quote or call an agent at 888 803 5917. Compare plans and find the best combination of properties to fit your budget.
Sample Oklahoma City Health Insurance Quote
For a healthy, 34-year-old female resident of Oklahoma City, comprehensive plans start at $171 per month from Coventry One. This plan offers a full range of services, including all tiers of prescription drugs, and hospital care, with copays for an unlimited number of office visits to a primary care doctor, specialist, or urgent care facility. With no other carrier in this price range, Coventry One is clearly the best health plan for this resident. Their network is completely acceptable, and they have done very well in the state for providing quality coverage at low prices. For a few dollars less, the also offer a generics-only plan, with all the same benefits as the copay plan for $171.
UnitedHealthOne offers the next least expensive plan with a similar benefit structure for $193 per month. Copay Select is their standard comprehensive plan with 80/20 coverage, a $3000 out-of-pocket maximum not subject to the deductible, and $35 copays for primary care visits. Their coverage may be bland and not receive the best reviews, but it will suffice. For a $3 more, it would be advisable for this resident to choose the Health Check Basic plan from BCBSOK instead. These plans offer unlimited office visits for both primary care and specialists for a $35 copay, and the option of choosing your coinsurance at 20 percent.
Aetna’s Open Access Managed Choice plan is out of the question for this applicant at $247 per month. This plan would otherwise be perfectly doable if not for the price. Compared with its competitors’ pricing, it doesn’t quite measure up. In this case, Coventry without question offers the greatest number of benefits for the lowest cost in Oklahoma City.
To find out how much these plans will cost you and your family, run a quote for yourself.
1. CityTownInfo.com. “Oklahoma City.” http://www.citytowninfo.com/places/oklahoma/oklahoma-city.
2. Image: AAIEP.org