Ohio is one of the most dense states in the country, with a variety of individual health insurance plans to suit the population. From regional plans like SummaCare exclusively serving the northeastern part of the state, to national companies like Aetna, Ohio residents have their choice of PPOs. But with this choice comes a great decision: which plan is better than the rest, or the best for you and your family? By doing some homework and getting a background on the available companies, as well as looking at which plans are the most affordable, you can glide into a year-long agreement and provider network with ease.
One way to assess the insurers at hand is to contact an agent who knows these carriers in-depth, and can tell you the strengths and qualities to look for. Our knowledgeable representatives are available to reveal the truth of every Ohio company at 888 803 5917. In addition, J.D. Power and Associates conducts a very helpful study each year to evaluate member satisfaction with their health plans. With the quantity of plans in the state, the 17-region study gave Ohio its own report, this year showing that UnitedHealthcare is the most favored among members.
Earning 735 out of 1,000 points, UnitedHealthcare beat out regional plan Medical Mutual of Ohio, last year’s winner, by 16 points. Both plans are in the upper tier, far above the state’s satisfaction rating of 705, which is four points above the 17-region average, though the Ohio average itself has dropped in the past year. UnitedHealthcare is also dubbed by J.D. Power as “among the best” compared to the other companies in the state. Humana is another top-rated plan in the state, with 713 points from its policyholders.
Ohio Health Plan Rankings
Out of a 1,000-point scale, each of the most-purchased plans in the state were evaluated by thousands of private health plan members throughout the state. Power circle ratings also help members determine which plans are higher quality than others. Seven different areas were assessed to define plan quality and satisfaction, including coverage and benefits; information and communication; provider choice; statements; claims processing; approval process; and customer service.
1. J.D. Power and Associates. 2013 Member Health Plan Study.