Anthem Blue Cross and Blue Shield of Ohio® is part of the Midwestern region of Anthem companies. Anthem, Inc. was established in 1943 in Indianapolis, and remains headquartered there to this day. Anthem was acquired by WellPoint Health Networks in the early 2000s, and together as WellPoint, Inc. the company is one of the top providers of health benefits in the country. As Ohio’s Blue Cross and Blue Shield Association® plan, Anthem provides the high quality and broad network of the Blue Cross Blue Shield name to residents in need of individual and family coverage, group insurance, Medicare, and public health benefits. Anthem also offers an array of wellness programs for each of their members to stay healthy and minimize their healthcare costs.
Offering dependable products and a vast network, Anthem membership has its perks. However, they did not rank so well this year in the J.D. Power and Associates Member Health Plan study for Ohio. Anthem was behind all of its competitors and rated below the Ohio regional average by 20 points. Anthem Blue Cross Blue Shield of Ohio serves individuals and families with four different plan types, all PPOs. Their plans cover all the essentials, and include copays, HSA-compatibility, and a variety of cost and coverage combinations to suit your needs.
Caroline Ehrenthal is an Authorized Agent for Anthem Blue Cross and Blue Shield of Ohio.
Anthem Individual Plans in Ohio
These plans include the most benefits of any Anthem plan. Unlimited office visits with a primary care physician or specialist are covered for a flat rate as well as generic prescriptions from the day your plan starts. Preventive care is free, and hospital services are covered at 80 or 100 percent after deductible. Protect yourself and your family from high, unexpected medical bills with low cost sharing for a slightly higher premium.
Get some of the same great benefits as a comprehensive plan for a lower monthly rate with SmartSense Plus plans. Coverage includes three office visits for a $35 copay, and generic only coverage for a copay, with the option of a brand name deductible. Once your deductible is satisfied, your coinsurance is 30 or 50 percent when using in-network doctors for hospital and physician services.
Lumenos® HSA Plus
Qualified for use with a health savings account, Lumenos HSA Plus plans are a great way to invest in your medical care. Though HSAs are an optional feature, you can connect an account to gain tax benefits and bring your funds with you even after you leave your health plan. Preventive care is covered at no cost, and wellness programs are also available through Anthem’s website. After paying for services out of pocket, your plan pays for 50, 80, or 100 percent of all medical care including prescriptions.
Get lower monthly premiums with higher cost sharing with these simple high deductible plans. Once your deductible is met, your plan covers 50 or 100 percent for in-network office visits, hospital services, surgery, and other types of care. Find the right balance of coverage with a number of deductibles to choose from, and get access to the largest nationwide provider network through Blue Cross Blue Shield. Stay healthy and safe with preventive services, offered for free at any time.
To find out more about Anthem and view rates in your city, fill out a quick, online quote, or call an agent for a consultation at 888 803 5917.