Claiming the title of third largest insurer in the county, Aetna has proved its strength and perseverance in health, life, dental, pharmacy, disability, and employee insurance for over 160 years. Aetna serves 18 million medical members, and 21 million members with various other products. Each of these members has access to a broad national network, consisting of more than one million healthcare providers, including 587,000 physicians and specialists, as well as over 5,400 hospitals. With plenty of awards and recognition for the high quality of their plans, Aetna has received an accreditation status of Commendable from the NCQA for their commercial health insurance plans in Ohio.
Singles and families in Ohio each have access to a great selection of PPO plans from Aetna, with not too many plans to overwhelm, but just enough to provide variety. Their comprehensive PPO plan is offered in the widest range of deductibles, and provides a traditional set of benefits and the most coverage of any Aetna individual plan. As a member, you have access to a large network of Aetna providers for low cost in-network services, as well as the freedom to use any non-network provider you choose. Bonus features include wellness programs and discounts for healthy lifestyle choices, including eye care and gym memberships.
Aetna Individual Plans in Ohio
With two deductibles to choose from, these plans give members responsibility for their medical expenses before meeting the deductible. Favored for their low monthly premium, these plans offer coverage on an array of services with the option of opening a health savings account (HSA). Once your deductible is reached, your in-network services are covered at 90 percent, including all physician care, pharmacy, and hospital services.
Offering the largest number of benefits and ideal for those who want the security of access to doctors and physicians for a copay, PPO plans offer coverage on office visits and generic drugs upfront. After deductible, these plans cover 80 percent of your hospital, diagnostic, and emergency care. Brand name drugs are also covered with an additional $500 deductible. These plans offer great protection, prices, and services, though premiums are higher than the other options.
For those who want to save money on their premium like a high deductible, but still want upfront benefits like a traditional plan, PPO Value is a happy medium. These plans cover your first three office visits at copay, as well as generic prescriptions. Preventive care is also included at no cost before deductible, and major medical is covered at either 60 or 80 percent depending on your plan. Though brand name drugs are not offered, this type of coverage is perfect when you want to save money at the doctor and on a monthly basis.
Find out how Aetna compares to the other plans in your area by getting an instant, complimentary Ohio health insurance quote. To discuss plans with a licensed agent who knows the market well, call us at 888 803 5917.