Cleveland, Ohio residents live in the most dense county in the state, settled on the banks of Lake Eerie. Home to the Rock and Roll Hall of Fame, as well as a myriad of other architectural gems of contemporary and erstwhile genres, Cleveland is filled with an interesting mix of elements. State and city parks add a touch of green to Cleveland’s urban landscape, from the Lakefront State Park to the Cultural Gardens. Though a relatively small city, Cleveland proper has nearly 400,000 residents.
With nine health insurance companies in Cleveland, most of which are priced very reasonably, it may seem daunting to introduce the idea of choosing one. Each insurer offers a moderately different plan, though some are basically identical. Companies offering coverage in Cleveland include Anthem Blue Cross Blue Shield, Humana, United, Kaiser Permanente, IHC Group, Aetna, Celtic, and two regional carriers, SummaCare and Medical Mutual.
There are 120 health plans offered to the Cleveland population on the individual market. With two more carriers than Columbus, Cleveland health insurance is a highly competitive, tangled web of options if you are unsure exactly what to look for. This is exactly why we investigate on your behalf and run sample quotes to pinpoint the most affordable plans. Though the prices may be different for everyone, we at least will impart some knowledge on what qualities to look for, and how to get the most for your money.
Sample Cleveland Health Insurance Quote
Here we will demonstrate how to tactfully narrow down your 100+ options: begin with a $2500 deductible, find as many immediate benefits as possible, and aim for 80 percent coverage after deductible. After running a quote for a 32-year-old male resident of Cleveland, we found the most affordable plan of these qualifications was your local friend SummaCare for $83 per month. Though you sacrifice the option of brand name drugs, it is well worth it for the other services to which you have access, and you can always buy a discount card.
Next is the other regional Ohio carrier, Medical Mutual offering a great plan for $111 per month. This plans provides all the necessities and has great reviews. Each of these insurers is neck-in-neck in terms of pricing and offering similar benefits, therefore you can’t really go wrong with any of these. As a PPO alternative, Kaiser Permanente’s HMO health plan is the also a good option for $130 per month. This plan is very cost-effective, as you get unlimited access to primary care and specialist doctors, all levels of prescriptions, and keeping all of your care in-network will save tons of money.
For more information about these health plans and assistance with your Cleveland quote, call us at 888 234 9964. If you would rather, fill out a quote and try your hand at selecting a plan online.
1. Wikipedia.org. “Cleveland, Ohio”. http://en.wikipedia.org/wiki/Cleveland.
2. Image: Case.edu