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Cincinnatti Health Insurance

Home to a variety of major corporations and a metropolitan area including Indiana and Kentucky, Cincinnati is Southern and Midwestern, rural and urban, all at once. This juxtaposition makes for an interesting mix of character among residents, neighborhoods, and cultural attractions.

Cincinnati has your city staples of professional sports, orchestras, and art museums, while located on the Ohio River and accessible to one of the nation’s best park systems. Whether drawn to Cincinnati for the Art Deco architecture and industry, or the short commute to the water, trails, and slopes, the city has much to offer its many residents.

The Midwest is a great place to live if you want to be insured, which means those who have a little extra cash to spare on protecting their health should take advantage of this fact. For less than $80 per month, certain residents can get a basic PPO plan from a reputable Midwestern insurer. Not much more will buy you a fully comprehensive plan.

Cincinnati individual and family health insurance is offered by seven insurers including Aetna, Anthem Blue Cross Blue Shield, Humana, Celtic, IHC Group, UnitedHealthOne a.k.a. Golden Rule, and Ohio carrier Medical Mutual. Residents can find these companies offering PPO plans in the standard variations of basic, traditional, copay, and health savings account. No HMOs in the Nati, so you have you choice of your in-network providers or out-of-network for care.



Sample Cincinnati Health Insurance Quote

A city’s health insurance market is sometimes better described in visual terms, which is why we took a screen shot journey through a sample quote run for a 32-year-old male resident. Why is it always men in our sample quotes? Because they cost less in most every state, and it’s optimal for showing the lowest possible price.

Soon, insurers will not be able to do this, and women will have the same options for cost. In the meantime, the most affordable comprehensive plans we can find for this particular person start at $101 per month from IHC Group, and $102 from Medical Mutual.

Each of these $100 plans cover prescriptions, place no limits on your ability to see the doctor, and cover 80 percent of remaining services after deductible. Between the two, a lower copay would be preferable, and Medical Mutual seems the best bet. For $109 per month, they also offer a plan with a $30 copay. Local carriers are doing it right, as is evident from the plan rating.

One of the largest medical insurers in the region, Anthem, offers a decently low cost plan for $121 per month with all the coverage you could want, and a long standing reputation. Other plans are equally viable, priced in a similar range, though our picks remain with Medical Mutual and Anthem for the best coverage.

To see how these plans are priced according to your demographic, take a few seconds to fill out a quote. You may also call us at 888 803 5917 for a personal consultation.





1. CityTownInfo.com. “Cincinnati, Ohio”. http://www.citytowninfo.com/places/ohio/cincinnati.

2. Image: Pikimal.com