Ohio Individual and Family health plans from Blue Cross Blue Shield
Don’t have health coverage? You’ve come to the right place!
Whether you’re a recent graduate, self-employed, retiring early or working without health coverage, one of our individual and family health plans could just be what the doctor ordered.
Individual and Family Plan Information
We offer Individual dental and term life insurance plans, too. Just click on the following links to learn more:
SmartSense®
For smart coverage at sensible savings, these plans come in a wide range of deductible/monthly premium combinations designed to give you lots of affordable options. Whichever plan you choose, you’ll have coverage for your first three network doctor visits – including routine office visits – without having to meet your deductible first.
If you want reliable, basic protection with some of our lowest monthly rates, a SmartSense health plan could be just what you’re looking for. Each plan balances the health coverage you need with the savings you want.
Benefits include:
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A wide range of plan deductibles to choose from. The higher your plan’s deductible is, the lower your monthly premium can be. Simply choose the plan that best fits your needs and budget. |
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A large network of doctors and hospitals. Chances are your favorite doctors are in our network. And Anthem’s network providers may offer discounted rates for members which helps lower your share of medical costs. |
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Coverage that travels with you. No matter where life takes you, your health coverage goes with you, so with our nation-wide network of providers it’s easy to get the care you need for unexpected emergencies. |
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No referrals or paperwork. You won’t need a referral to see a specialist. And there are no claims or paperwork when you use one of our network providers. |
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Simple copayments for your first three network doctor visits. And you won’t have to meet your plan’s deductible first. |
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Prescription drug savings. Each plan includes comprehensive coverage for generic drugs and limited coverage for brand-name drugs. You can choose to add optional coverage for brand-name and specialty prescription drugs. |
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Online health support. Anthem offers a wide range of programs and services to help our members maintain and improve their health. |
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Experience you can trust: Anthem Blue Cross and Blue Shield is one of the most trusted names in health coverage, with decades of experience serving Ohio residents. |
Premier
These are great family plans packed with benefits, including low copays for doctor visits, and comprehensive prescription drug coverage. Premier offers a wide range of deductible/monthly premium combinations. And routine preventive benefits you receive from network providers are not subject to your plan’s deductible. Optional maternity benefits are available on select plans, too.
If you have young children – or are planning to have a family – you’ll find that Premier PPO health plans were created with your specific needs in mind. Coverage focuses on the preventive care services your family needs to stay healthy. Copays are designed to be affordable so they help make it easy to predict and plan for your out-of-pocket expenses. The benefits of the Premier plan include:
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A wide range of plan deductibles to choose from. You can choose the plan that best fits your needs and budget since the higher your deductible, the lower your monthly premium can be. |
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A large network of doctors and hospitals. Chances are your favorite doctors are on our network. And network providers have discounted rates for members that lower your share of medical costs. |
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Coverage that travels with you. No matter where life takes you, your health coverage goes with you. And with our nation-wide network of providers, you can get the care you need when unexpected emergencies arise. |
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No referrals or paperwork. You won’t need a referral to see a specialist. And there are no claims or paperwork when you use one of our network providers. |
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Preventive care benefits. Premier includes coverage for routine physical exams, an annual vision exam, health screenings, childhood immunizations and well-child visits. Copays are designed to be affordable and help make it easier to predict and plan for out-of-pocket expenses. Please note that the preventive care benefits are not subject to your deductible. |
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Built-in prescription benefits. From generic-only savings to brand-name and specialty coverage, benefits are available to help you save on the high cost of prescription drugs. |
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Online health support. Anthem offers a wide range of programs and services to help our members maintain and improve their health. |
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Experience you can rely on. Anthem Blue Cross and Blue Shield is one of the most trusted names in health coverage, with decades of experience serving Ohio residents. |
For extra security, we offer dental and life insurance plans that you can add to your medical coverage.
Lumenos® HSA/HIA/HIA Plus
When it comes to health care, you often have little control or choice. Our Lumenos plans are changing that. How? By putting you in charge of your health, health care decisions and dollars — and helping you to live a healthier life. No wonder more people are choosing HSA or HIA plans to meet their health care needs.
If you’re looking for more control over your health care dollars and decisions, check out our Lumenos website. You’ll learn how our Lumenos health plans work, how they can help keep you healthy and how you can estimate health care costs using our online tools.
Lumenos Health Savings Account (HSA)
Working in conjunction with a qualified high-deductible health plan, an HSA is funded entirely by your own contributions and used to pay for eligible medical expenses. Your HSA contributions may even have potential tax advantages.
Lumenos Health Incentive Account (HIA)
Working in conjunction with a qualified high-deductible health plan, an HIA is funded entirely by reward credits that you can earn by taking certain steps to improve your health.
Lumenos Health Incentive Account Plus (HIA Plus)
Our HIA Plus works like the HIA plan but has additional quarterly contributions from Anthem.
Blue Access® Value
Want protection against unexpected medical bills? These plans combine comprehensive inpatient hospital benefits with basic outpatient benefits to help lower your premium. Blue Access Value plans also include coverage of generic and brand-name prescription drugs.
Low-cost coverage to help protect you from rising costs of hospital care
A Blue Access Value plan can be an affordable way to protect yourself in case you need hospital care, while also providing coverage for preventive care and prescription drugs. Each plan includes two in-network doctor visits each year. Other benefits include:
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A wide range of plan deductibles to choose from. The higher your deductible is, the lower your monthly premium can be. Simply choose the plan that best fits your needs and budget. |
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Simple copayments for your first two doctor visits. And you won’t have to meet your plan’s deductible first. |
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Prescription drug coverage is included for medications on Anthem’s formulary – the extensive list of prescription drugs that we cover. |
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Coverage that travels with you. No matter where life takes you, your health coverage goes with you. And with our nation-wide network of providers it’s easy to get the care you need for an unexpected emergency. |
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Online health support. Anthem offers a wide range of programs and services to help our members maintain and improve their health. |
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Experience you can rely on. Anthem Blue Cross and Blue Shield is one of the most trusted names in health coverage, with decades of experience serving Ohio residents. |
For extra security, we offer dental and life insurance plans that you can add to your medical coverage.
Blue Short-Term SM PPO health plans
Waiting for a new health plan to start? If you are temporarily without health coverage, a Blue Short-Term SM plan can protect you from unexpected health care expenses for as little as one month up to six months. Designed to meet your needs while you are between health coverage options, these plans are not renewable.
Short-term coverage that’s long on benefits
Change is a part of life. And sometimes it can affect your health insurance. Like when you’re starting a new job and your health coverage hasn’t kicked in yet. For times like these, a Blue Short-Term PPO plan can help fill the gap.
No matter how healthy you are, or how well you take care of yourself, an unexpected illness or injury is a possibility. With a Blue Short-Term plan, you won’t have to risk getting caught without healthcare.
These convenient plans let you:
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Protect your health and finances with traditional health coverage on a short-term basis |
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Get coverage for as little as 30 days to a maximum of 180 days |
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Choose from a wide range of annual deductibles from $250 to $2,500 |
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Begin coverage on any day of the month |
You even have a choice of payment options! Just keep in mind that, because this policy offers coverage for a limited period of time, past or present health conditions are not covered.
Blue Traditional®
Blue Traditional® is a health coverage plan that offers unrestricted access to doctors and hospitals. There are no networks to worry about. You can go to any doctor, specialist or hospital of your choice.
No referrals. No networks. Solid coverage.
A Blue Traditional plan gives you the freedom to choose any doctor, hospital or specialist to fit your needs, without having to obtain referrals. You’ll also get to choose from three levels of health coverage, a wide range of plan deductibles and different prescription drug coverage options.
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A wide range of annual deductibles. Deductibles start as low as $250 and go up to $5,000. The higher your plan’s deductible is, the lower your monthly premium will be. |
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One of the largest PPO networks in the country that includes thousands of doctors, specialists and hospitals nationwide. All of our network providers offer discounted rates for members to help lower your share of medical costs. |
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$30 copay for your first three doctor office visits each year. And you don’t have to meet your plan’s deductible first. |
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Low $15 copay for generic prescription drugs, with coverage for up to $500 in prescriptions per member, per year. |
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Coverage that travels with you. No matter where life takes you, your health coverage goes with you. And with our nation-wide network of providers it’s easy to get the care you need when traveling. |
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Online health support. Anthem offers a wide range of programs and services to help our members maintain and improve their health. |
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Experience you can trust: Anthem Blue Cross and Blue Shield is one of the most trusted names in health coverage, with decades of experience serving Ohio residents. |
For extra security, we offer dental and life insurance plans that you can add to your medical coverage.
Dental Blue®
Dental Blue® is an affordably priced dental plan designed to provide maximum choice, while offering you access to a full range of quality dental benefits. Dental Blue Application
State Sponsored Plans
Ohio Aged, Blind, or Disabled (ABD) Medicaid program give health care services to those who qualify for state-funded programs in Ohio. State Sponsored Business (SSB) is a managed care plan that covers the health care benefits for ABD Medicaid members. SSB is known as Anthem Blue Cross Blue Cross Partnership Plan, Inc. in Ohio.
Anthem Blue Cross Blue Shield Partnership Plan, Inc. (Anthem) is a managed care organization through which State Sponsored Business offers ABD Medicaid health care coverage.
If you need help, we’re here to answer your questions. Need a quote or more information on Individual and Family plans? Please complete the Information Request Form or call 888 803 5917
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