The Nevada health insurance market is apparently nothing too remarkable compared to other states, and not many studies have been conducted to rank its private health plans. However, several Nevada private health insurance plans were noted by the National Committee for Quality Assurance (NCQA) in their 2012-2013 Health Insurance Plan Rankings of all private plans in the nation. NCQA is a nonprofit organization dedicated to improving the quality of health care, and they issue accreditation to health insurance companies based on their level of performance. Each company to which they give an accreditation is listed on our site, as we do not recommend any insurers without necessary criteria as a reputable health plan.
The standards developed by the NCQA are highly valued in the health care industry, and a good indicator of the better health plans in Nevada. Five companies made the list for private health plans, both on the group and individual markets. Though in the 400s, at least there is some recognition for Nevada insurers on a national scale to indicate one’s quality over another.
NCQA Nevada Private Health Plan Rankings
This ranking establishes a few quality plans by industry standards in Nevada: Aetna, UnitedHealthcare, Health Plan of Nevada, and Cigna. With decent enough ratings, it is evident that UnitedHealthcare plans, such as Sierra Health and Life and Health Plan of Nevada are the NCQA’s top choices.
Nevada health plans are not the best in the nation, but they also could be worse. Though many of these health plans are low on consumer satisfaction, the UnitedHealthcare family of Nevada PPO products (UnitedHealthOne and Sierra Health and Life) earns a 3 out of 5. While Aetna’s HMO and POS plans are lacking in customer service, they have received a 3/5 for treatment, but this only applies to group plans. Unfortunately, the plans gracing the top of the list can be found in the more health reform-savvy (and sometimes expensive) states for private health insurance, such as Massachusetts and Colorado.
Therefore, according to the industry’s measure of excellence, it seems United is the best choice for available health plans in Nevada. Indeed, they have a large national network and both Sierra Health and Life and Health Plan of Nevada have received plenty of recognition as above-average Nevada insurers.
A.M. Best Ratings
The A.M. Best ratings are a nice addition to verify a health plan has more industry approval, yet as these are all “Excellent,” we receive vague indication of which plan might be superior to another.
Anthem Blue Cross Blue Shield: A
Coventry One: A-
Health Plan of Nevada: A-
Humana One: A-
Sierra Health and Life: A-
If you are a Nevada resident with feedback about your experience with one of these carriers, please contact us so that we can provide more accurate and personalized information regarding these health plans.