Sierra Health and Life is a UnitedHealthcare company offering a variety of health insurance plans to individuals, employers, and senior citizens in Nevada. Beginning their company in 1906, Sierra Health and Life is one of the oldest health insurers in the state. Acquired by UnitedHealth Group in 2008, it is now affiliated with the nation’s largest health care organization and therefore supported by technology and research in health care, and innovation in insurance practices. 35,500 members trust Sierra Health and Life to administer their coverage, with access to 4,200 physicians and professionals and 280 hospitals and facilities throughout the region.
Offering PPO plans to Nevada residents on the individual market, Sierra Health and Life gives members the ability to choose in or out-of-network providers for care. While their network is sizable in and of itself, you are free to receive coverage on non-network care, as well. Sierra Health and Life has received accreditation status of “Commendable” from the National Committee for Quality Assurance (NCQA), as well as many awards received jointly for various products through both Health Plan of Nevada and Sierra Health and Life. Together, these companies serve the community in Nevada and provide health services to those who buy their plans, and even those who cannot afford coverage.
Sierra Health and Life Individual Plans
Distinct Advantage PPO
Sierra Health and Life offers only six different plans, therefore keeping the consumer’s choice fairly simple. Each covers prescriptions and unlimited doctor’s office visits for a copay prior to reaching the deductible. All of their PPO plans have been rated A-, or “Excellent” by A.M. Best, the industry’s premier source of health insurance quality evaluation. Select your plan based on deductible, coinsurance, and copayment levels, as every plan has its own cost combination while offering the same benefits.
Distinct Advantage PPO Plan 1: $1,000 deductible/20% coinsurance/$35 copay office visit
Distinct Advantage PPO Plan 2: $1,500 deductible/20% coinsurance/$35 copay office visit
Distinct Advantage PPO Plan 3: $2,500 deductible/10% coinsurance/$40 copay office visit
Distinct Advantage PPO Plan 4: $5,000 deductible/20% coinsurance/$50 copay office visit
Distinct Advantage PPO Plan 5: $7,500 deductible/30% coinsurance/$50 copay office visit
Distinct Advantage PPO Plan 3: $10,000 deductible/30% coinsurance/$50 copay office visit
View all health plan details: Sierra Health and Life Brochure
For a comparison of rates on Sierra Health and Life plans near you, get a personal health insurance quote, or call a licensed Nevada agent at 888 803 5917.