Anthem Blue Cross and Blue Shield offers their usual array of products to residents in every area of Nevada. In Nevada, Anthem is the trade name of Rocky Mountain Hospital and Medical Service, Inc., and is an independent licensee of the Blue Cross Blue Shield Association. Accredited by URAC in Health Utilization Management, Anthem’s group and individual plans are approved for meeting medical needs and maintaining high standards.
The company has been in operation since 1983, with a large and growing network. Anthem health insurance includes not only individuals, but small and large employers, seniors, group life and disability, dental and vision, behavioral health and specialty pharmacy, life and disability, and the 360o Health Management Program.
Anthem Blue Cross and Blue Shield has been ranked by Fortune magazine as one of the top ten “Most Admired Health Care Companies” for many consecutive years. The company also contributes to the community by continually donating to charities, such as Nevada nonprofit organizations Kids Kottage, Committee to Aid Abused Women, and over 27 United Way agencies and nonprofits. Anthem also brings Miles for Smiles to Las Vegas for mobile dental care through their free clinic administered by Nevada Health Services. This program served over 8,000 low-income children in the city.
Anthem Individual Plans in Nevada
The most comprehensive PPO plan from Anthem, Premier plans offer the highest number of medical benefits for both regular and unexpected health needs. These plans cover an unlimited number of doctor’s office visits for various services for a predictable copayment before meeting the deductible. These plans also cover an annual eye exam. Deductibles range from $1000 to $6000, each with 25 percent coinsurance after deductible for in-network services.
A basic plan for a lower monthly premium covering limited doctor’s office visits for a copay before deductible, these plans provide enough coverage for an affordable price. Visits 1 – 3 are covered for a copay of $30, prescriptions are also available for a copay, and coinsurance is 30 percent for all deductible levels. Deductibles choices are $1000, $2000, $3500, $5500, and $7000 for SmartSense Plus plans.
CoreShare plans give you simplified coverage with low monthly rates in exchange for paying out-of-pocket and higher cost sharing. Coinsurance after deductible is 50 percent on all covered services, including physician care, diagnostic work, inpatient and outpatient services, and emergency room care. With deductibles ranging from $750 to $7500, you can find a plan to match your health care needs.
A balance between low premiums and lower cost sharing, these plans have two separate deductibles: one for inpatient and one for outpatient care. These two deductibles work together to help you reach your total out-of-pocket maximum. A few immediate benefits are also offered, as your first two doctor’s office visits are covered for a $40 copay, and prescription drugs are also available for a predictable copay.
Lumenos HSA Plus
Health Savings Account-compatible plans for more flexibility and potential tax advantages, Lumenos HSA Plus covers 100 percent of your care after deductible. In addition to comprehensive coverage, these plans offer special programs for smoking cessation and weight management, if needed. Preventive care is covered for no cost prior to satisfying the deductible, which can range from $3000 to $5950 for individuals.
Health plans aimed for the young adults seeking sensible, low-cost coverage in Nevada, Tonik plans cover the first four office visits for a $20 copay before deductible. The remainder of services are covered at 100 percent after you have met the deductible, and generic prescriptions are available for a copay at any time. These plans even include a few dental and vision benefits throughout the year.
For more information on these health plans and to find out which plans are offered in your area, get a quote or contact an agent at 888 803 5917.