Aetna is one of the leading providers of health care, dental, pharmacy, group life, employee benefits, and disability insurance in the country. They have over 18 million medical insurance members, 13.6 million dental insurance members, and 8.8 million pharmacy members. The company’s provider network contains over 1 million health care professionals, over 587,000 primary care doctors and specialists, and more than 5,400 hospitals. Aetna’s specialist physicians have earned a special recognition based on their clinical performance and cost efficiency.
Individual and family health insurance plans from Aetna can be some of the more pricey options in Nevada, though they are dependable and provide a great set of benefits. depending on your demographic, however, Aetna individual coverage can fit your budget quite well. Considering the lengthy history of the company, founded as a life insurance company in 1850, and the size of their network, Aetna is a lasting health insurance option for many residents of Nevada. Aetna offers the state a small yet strong set of health plans through their preferred provider network.
Aetna Individual & Family Plans in Nevada
Open Access Managed Choice
The Open Access Managed Choice family of plans gives options to Nevadans in four different levels of coverage. These plans combine elements of HMO and PPO insurance plans, as members choose which one they will use each time they seek health care. Managed Choice means you choose a primary care physician to coordinate and facilitate your care within the provider network, as with an HMO. Open Access suggests the PPO end: the ability to select providers from outside of the preferred network if you choose.
Open Access Managed Choice traditional plans are offered in deductibles of $2500, $3500, and $5000. A $7500 deductible plan is the only standard plan available with dental benefits. Each of these plans unlimited primary and specialist doctor’s office visits for a copayment.
Open Access Managed Choice High-Deductible Health Plans from Aetna are compatible for use with a Health Savings Account (HSA), and have a lower monthly premium. These plans do not include any upfront benefits, and all out-of-pocket costs can be paid with funds from your HSA. Also covering in and out-of-network costs, these plans offer a different approach to saving money on health care by giving members more control.
Open Access Managed Choice Value plans have the widest variety of deductibles, each with a lower monthly premium and a higher deductible and out-of-pocket maximum. While these plans limit coverage on office visits prior to deductible (3 visit maximum), the premium is lower than buying an unlimited plan. For those who want to spend less and do not anticipate needing too much physician care, Value plans offer a significant level of cost savings over more comprehensive plans.
Preventive & Hospital Care
Preventive and Hospital Care plans provide a limited benefit option for a low monthly premium and give access to basic health care services for those who only need the necessities. As soon as your plan begins, preventive care is covered in full with the doctor of you choice, though diagnostic visits are not covered. After meeting the deductible, you have access to select major medical care such as emergency care and inpatient and outpatient services.
Explore Aetna plans in your city and view rates relevant to you and your family by filling out a quote. You may also speak with an agent for more information at 888 803 5917.