Coventry Health Care, on the national level, is considered among the top health insurers in measures of product quality, business practices, stock performance, and overall growth. The company got its start in 1986 when their predecessor, Coventry Corporation, was incorporated. Four years later, Coventry Health Care became a public company and available for trade. In order to expand their market, the company has acquired a new regional health insurer each year since becoming public. Coventry is constantly researching and developing new, innovative ways to continually provide health coverage to millions of Americans for a low cost.
Offering insurance plans to employees, individuals and families, and Medicaid and Medicare beneficiaries, Coventry Health Care is a key provider of coverage in many states. Consisting of over 580,000 physicians, more than 4,700 hospitals, and over 64,000 retail pharmacies, the Coventry provider network rivals any of its competitors. Families and individuals in Missouri and 24 other states have the benefits of coverage through Coventry One. Their outstanding ability to create affordable health plans in a time of skyrocketing premiums is one of many reasons to choose Coventry One in Missouri. Coventry Health Care of Kansas operates in the entire state of Kansas and the western counties of Missouri.
Coventry was purchased by Aetna in 2012, and in 2013 all Coventry members will be insured by Aetna.
Coventry One (CHC Kansas) Plans
Coventry Health Care of Kansas covers the following counties in Missouri:
Andrew, Atchison, Barry, Barton, Bates, Benton, Buchanon, Caldwell, Carroll, Cass, Cedar, Christian, Clark, Clay, Clinton, Dade, Dallas, Daviess, DeKalb, Douglas, Gentry, Greene, Grundy, Harrison, Henry, Hickory, Holt, Jackson, Jasper, Johnson, Lafayette, Lawrence, Livingston, McDonald, Mercer, Newton, Nodaway, Pettis, Platte, Polk, Ray, Saline, St. Clair, Stone, Taney, Vernon, Webster, Worth, Wright.
If you are willing to pay a higher monthly premium, these plans offer the best policy for your health. Each plan offers physician office services for a copay with no limit before meeting your deductible, in addition to generic prescriptions and urgent care. Naturally, preventive care is covered at 100 percent whenever you need a checkup, screening, or immunization, and major medical services cost 20 or 50 percent coinsurance after deductible. These plans provide the most coverage of any Coventry One plan, and have enough cost level variations to fit almost any budget.
Abbreviated for “generics only,” these plans offer a lower cost alternative to a comprehensive plan. With fewer prescription options, GO plans offer lower monthly rates for a similar plan design to the traditional PPO. Also offering unlimited office visits, generic prescriptions, and urgent care for a predictable copayment, those who do not require a brand name drug can spend less each month for the same level of coverage. Hospital care and emergency room visits are covered at 80 percent after deductible, and preventive care is free at any time.
Super Joe PPO
These plans offer a great number of benefits for 10 percent coinsurance or a copay after you reach the deductible. For Coventry One members in this region, SJ plans include a primary care visit for a $35 copay, and a variety of prescription levels upfront. Other services such as emergency care, urgent care, and specialist office visits are offered for a copay once your deductible is met. These plans have a lower monthly rate than the more comprehensive Coventry plans, yet provide many of the essentials anyone would want access to.
Qualified for use with a health savings account, these plans have a combination of a high deductible and a low premium. Individuals who prefer saving money each month and paying out-of-pocket for health care costs can connect their plan to a tax-advantaged HSA. These plans cover 100 percent of your medical costs after you reach the deductible, and preventive services are available through the in-network physician of your choice for no cost. Covered medical costs include doctor’s office visits, hospital care, surgery, prescriptions and more.
To find the most affordable Coventry One plan in Kansas City or any other covered county in Missouri, fill out a quick health insurance quote. Call a licensed agent to discover the benefits of Coventry One at 888 803 5917.