Springfield Missouri is located in the Ozark Mountains, close to the Arkansas border, giving it a large dose of nature which contributes heavily to the city’s cleanliness and environmental endeavors. The city is also home to numerous institutions, as education is an important contribution to Springfield culture, including Missouri State University. An area with a great appreciation for the outdoors, the city itself has multiple examples of sustainable architecture and encourages cyclists to share the road, reducing the city’s carbon footprint. In addition to its green qualities, Springfield is a great place to explore the local restaurants, and specialty shops. From art to authentic 1980s arcades, Springfield has a variety of fun activities for residents and its many annual tourists alike.
Health insurance in Springfield is a bit more easy to navigate than other areas with one less company to choose from. Springfield is served by Aetna, Anthem, Celtic, UnitedHealthOne, and Humana – still providing plenty of options for individual coverage. In Greene county, the rates are equally low as the other fine Missouri cities with affordable health plans. The $2500 deductible range provides residents in their early 30s with plans for less than $100 per month from Anthem and United. To find out how little you can pay for a top notch plan in Springfield, get a free health insurance quote. Call one of our knowledgeable agents, if you would rather speak with a person, at 888 803 5917.
Sample Springfield Health Insurance Quote
When looking at a quote for a 28-year-old female resident of Springfield, the best copayment plan appears to be Anthem’s Premier Plus plan. With a premium of $152 per month, it is only $6 more than UnitedHealthOne, yet the benefits, care and overall quality are better. The Premier Plus 20% plan offers unlimited office visits for a $30 copay with a PCP, and $40 with a specialist, and $15 for generic prescriptions. If this applicant required drugs of a higher tier, Anthem will get them to a copay faster with a $250 deductible, compared to United’s $500. Both plans have the same out-of-pocket limit, which is $5500 including the deductible.
With similar plans for $50 to $100 more, Humana and Aetna are not the ideal choices in the Springfield market. Their plans are not priced very competitively, though offering plans with little difference from their less costly rivals. However, this makes the job of a Springfield resident selecting a health plan much easier. When contemplating which plan is best, look for the lowest premium with the highest benefits, and filter based on the company’s feedback and member satisfaction.
As every Springfield resident has varied premium rates, it is essential to look for yourself for the best assessment of your options in health insurance. Quickly fill out a quote to view plans from each carrier, and narrow down based on your preferences and budget. Our agents are also standing by to offer insight and assistance at 888 803 5917.
1. SpringfieldMO.org. “About Springfield”. http://www.springfieldmo.org/node/56
2. Image: ActiveRain.com