Located right next door to Fargo, North Dakota, Moorhead comprises the largest northwestern Minnesota city population with about 38,600 residents. Though a quaint region, Moorhead has its own campus of Minnesota State University, and four other locations for higher learning. Home to a Norse-inspired museum housing a Viking ship, Moorhead has some interesting variety in historical landmarks. Residents also have access to all the festivities of Fargo within a mile commute. With a friendly community on both side of the state border, Moorhead has the advantages of a small town and a mid-sized city.
All throughout the state of Minnesota, we find the same equality in health insurance prices. Though other states may show significant changes from one locale to another, this one does not, even on complete opposite ends of the state. Northwest Minnesota shows no difference in cost or plan selection from Minneapolis, as HealthPartners, Medica, PreferredOne, and Blue Cross Blue Shield each offer the same plans in Moorhead. Coverage is very affordable as well, with plans starting at less than $100 for many residents.
Sample Moorhead Health Insurance Quote
A 30-year-old Moorhead resident has access to a select few plans with a $2000 – $2500 deductible, and even fewer (one) with unlimited office visits for a copay. In the case that they want everything they can get upfront, Medica Symphony 2000 is the best plan in Moorhead. Unlimited office visits are offered for $30 each and all Tier 1 drugs are $10, for a monthly premium of $142. With access to Medica’s Symphony network, which extends into North Dakota, Moorhead members have access to over 100 physicians and 3 hospitals in a 10 mile radius.
If this resident were to feel like saving a few dollars, they could choose the HealthPartners plan for $133, which offers only four covered physician visits though paired with unlimited free Virtuwell visits. Unlike the Medica plan, this plan covers 80 percent instead of 100 after deductible. HealthPartners is also a great carrier with a strong network in the Moorhead area, though it may be worth the $9 to upgrade to an unlimited visit plan.
PreferredOne offers the lowest priced plan in the city for $98 per month, though also includes the least benefits – not by much less than HealthPartners, however. Their $2500 deductible individual plan covers three office visits and a $10 copay for unlimited convenient care and online visits. Still offering a fair selection of upfront benefits, you may be able to get away with not reaching the visit limit and save more money each month.
Find out how much your coverage will cost in Moorhead by getting your own personal health quote. Call an agent to find out the best options in your area or for further plan details at 888 803 5917.
1. Wikipedia. “Moorhead, Minnesota.” http://en.wikipedia.org/wiki/Moorhead,_Minnesota.
2. Image: hjemkomstcenter.com