In Minnesota there are three main Minnesota health insurance companies and no major national health insurance companies like Humana or United. The Minneapolis-headquartered regional carrier, Medica, offers the most variety of plans and best options for Minnesota residents.


State Health Insurance Plans

MNSure: Obamacare Exchange

Minnesota individuals and families also have access to a state-operated health insurance marketplace, MNSure



Minnesota’s Medicaid Program is available to insure low-income residents providing free coverage to children and adults statewide.

Minnesota Medicaid can be reached at 800 657 3659.


minnesota health insurance


Upon first glance after running a Minnesota health insurance quote for myself in the Saint Paul, Minnesota area, the first thing I notice is that neither of the two reputable Minnesota companies offer a comprehensive office visit copayment and only cover office visits after the deductible. So most of these plans are considered consumer driven health plans and can be used in conjunction with a Health Savings Account. By the way the best plan or the company in the Saint Paul, Minnesota health insurance market that offered the most health insurance for the least money was Medica though it was not a clear cut victory. Run your own quote for your own demographic now.

Minnesota Health Insurance Companies


Medica Health Insurance of Minnesota

Medica, an independent and nonprofit company, is one of the largest health insurers in the Upper Midwest. Based in suburban Minneapolis-St. Paul, Medica has 1.4 million members in Minnesota, Wisconsin, North Dakota, South Dakota and other states.

Medica offers many health insurance choices to individuals of all ages and life stages, including recent graduates, people between jobs, and the self-employed. And it provides a broad range of health coverage options and related services to local, regional and national employers and to Medicare and Medicaid beneficiaries.

Medica has the highest accreditation status, Excellent, from the National Committee for Quality Assurance (NCQA®) for its Minnesota Medicaid HMO plans and commercial fully-insured health plans in Minnesota, Wisconsin, North Dakota and South Dakota. Medica also has achieved Quality Plus Distinction for Physician and Hospital Quality from the NCQA.


Founded in 1957, the HealthPartners (www.healthpartners.com) family of health care companies serves more than one million medical and dental health plan members nationwide. It is the largest consumer-governed, nonprofit health care organization in the nation, providing care, coverage, research and education to improve the health of members, patients and the community.