Coventry Health Care was established in 1986 as the Coventry Corporation, expanding rapidly by buying a new insurer in a different state each year. Gradually, they have become one of the largest providers of health insurance, as well as one of the most publicly traded companies. Presently, Coventry has a wide customer base, with members in government health programs and private plans administered by the company. More than 4 million Americans are insured by a Coventry Health Care product, whether it be Medicaid, Medicare, employer-sponsored, or individual and family. They hold a rating of A- (Excellent) from A.M. Best, indicating their overall success and strength as a company.
Coventry One offers health plans to Louisiana residents without access to group insurance in a variety of options. A growing national network includes more than 580,000 health care providers, 64,000 retail pharmacies, and 4,700 hospitals accepting Coventry coverage. The company has received much attention for and been therefore successful in developing products that give members more control and understanding. Providing more services and products developed specifically for each region and state they serve, Coventry is a great option for those in search of affordable insurance.
Coventry was purchased by Aetna in 2012, and in 2013 all Coventry members will be insured by Aetna.
Coventry One Louisiana Plans
Coventry One covers the following parishes in Louisiana:
Acadia, Ascension, Assumption, Avoyelles, Bienville, Bossier, Caddo, Caldwell, Catahoula, Claiborne, Concordia, De Soto, East Baton Rouge, East Carroll, East Feliciana, Evangeline, Franklin, Grant, Iberia, Iberville, Jackson, Jefferson, La Salle, Lafayette, Lafourche, Lincoln, Livingston, Madison, Morehouse, Natchitoches, Orleans, Ouachita, Plaquemines, Pointe Coupee, Rapides, Red River, Richland, Sabine, St. Bernard, St. Charles, St. Helena, St. James, St. John the Baptist, St. Landry, St. Martin, St. Tammany, Tangipahoa, Tensas, Terrebonne, Union, Vermilion, Vernon, Washington, Webster, West Baton Rouge, West Carroll, West Feliciana, Winn.
POS Copay Plans
If you are in search of a plan with the largest amount of services with established prices, consider one of these plans. A greatly comprehensive plan, these offer coverage on urgent care, emergency room visits, chiropractic, physician services, and prescriptions of all levels for a copay. Vision exams are also covered once each year for a predictable rate. Only hospital care, therapies, and medical equipment are subject to the deductible, and covered at 80 percent after it has been met. Though premiums will be higher, these plans provide the highest amount of protection.
POS Copay Value Plans
With unlimited office visits to specialists and primary care doctors for a copay, these plans offer great benefits for a lower cost than the full copay plan. Prescription coverage is available with a $500 (Option A) or $1000 (Option B) deductible, however. Other services such as urgent care, routine eye exams, and emergency care are also covered for a copay. Coinsurance is also higher with these plans, at 30 percent for all remaining covered services. An optimum balance of copays and affordable premiums, Copay Value plans are ideal for those on a budget.
POS High Deductible Health Plans
Connect your plan with an optional health savings account in order to start receive tax benefits on your health care costs, or just receive the benefit of a lower monthly premium. High deductible plans offer preventive care before you reach the deductible, and you pay 20 percent coinsurance or nothing once it is reached for all types of medical care. After your deductible is met, prescriptions are covered in tiered copays, and one annual eye exam is covered for a copay at any time.
Find out why we love Coventry by calling an agent at 888 803 5917, or get your own health insurance quote instantly to compare rates and view all of your plan choices in Louisiana.