Indiana health insurance can be very affordable, yet it may not be attainable for all residents. Every state has millions who struggle to afford their living expenses and rightly so, as living is expensive. While many uninsured residents likely can pay for a health plan, there are many who are simply unable to do so. If you identify with experiencing financial obstacles when seeking medical care, it may be time to exercise your right to public assistance. The state of Indiana offers a handful of solutions for those in search of free or low cost health care and medical insurance, including Medicaid, Hoosier Healthwise, and a number of community health clinics.
Hoosier Healthwise is the Medicaid program for Indiana children, pregnant women, and families with a low income. The same program also administers the Children’s Health Insurance Program (CHIP) for children with income over the limits for Medicaid. Depending on your income, you may be able to receive a comprehensive health plan for a very small cost, whether a $0.50 copayment or a modest monthly premium. Indiana Medicaid also serves the blind, disabled, and elderly populations of the state, offering assistance with Medicare payments, and full coverage for SSI beneficiaries with special health needs.
Even if you do not qualify for Medicaid, you still have access to the state’s various health clinics for little to no charge. These centers are run by nonprofit organizations, and sometimes the state, to provide preventive services, diagnostic care, primary care, reproductive, dental and other necessary health services to keep residents healthy and educated. Understanding that people of all incomes need access to healthcare, clinics offer an affordable outlet for those with limited funds. Located throughout the state, you should be able to find a center in your region to meet your specific needs.
It is critical to pursue the good health of yourself and your family, even if you feel you cannot pay for medical services. There are agencies and organizations in Indiana working to help you get the care you need, all you have to do is reach out and utilize your resources. Health insurance is an added security that can help reduce the stress that limited means can bring, and knowing you can afford to stay healthy is a major benefit.