Celtic Group, Inc. was founded as a holding company in 1978, and a division of the company in Chicago began operating as an insurance company for group life and health benefits. Two years later, they acquired a seasoned insurance company that gave them access to a broad license and coverage in 49 states. Selling individual plans since 1986, Celtic then was acquired by Centene Corporation in 2008 to expand the market of both companies.
Indiana individual and family health insurance is provided from Celtic in their three stock options: Basic, Preferred, and HSA. While none of their comprehensive plans offer unlimited office visits, Celtic plans remain some of the lower priced health plans in Indiana. Though lacking in benefits that adequately match their competitors, Celtic does offer a several health insurance policies for those who cannot find another plan in their price range. Celtic connects members to a preferred provider network with the ability to use out-of-network providers if they choose.
Celtic Individual Health Plans in Indiana
An economical, budget-friendly health plan, Celtic Basic covers two office visits for a copay, preventive care, and prescription drugs among other major medical benefits. Basic plan members also have access to the Healthy Lifestyle Program, which rewards you for taking initiative to improve your health. Choose a plan with either 70 or 80 percent coverage after deductible, depending on the deductible that fits your price range.
CelticCare Preferred Select
The most comprehensive plan from Celtic, the Preferred Select PPO plan gives you access to physician care and generic prescriptions for a $15 copay. These plans also cover your inpatient and outpatient hospital care, medical emergencies, lab work and more at either 80 percent or in full after deductible. Preferred plans also include a Healthy Lifestyle cash incentive for members who choose to quit smoking, manage their weight, or begin a healthy activity.
With access to all levels of medical services, these high deductible plans are available with 20 percent or 0 coinsurance after reaching your deductible. When using the Celtic provider network, you can receive free preventive care services at any time, and discounted rates on physician and hospital care and at the pharmacy. Connect your plan with a health savings account to more stringently monitor your medical costs and even reap some tax benefits.
Browse the Celtic plan selection in your city and rates tailored to your demographic by filling out a quote. Call a licensed Indiana agent to further discuss your plan options at 888 803 5917.