Indianapolis is one of the largest cities in the nation, with a rapidly increasing number of residents due to the central location, amenities, and commerce. Home to the Indianapolis 500, Indy is certainly known for attracting many tourists and hosting countless major sporting events throughout the year.
Residents of the 1.7 million-strong metropolitan area should already know their city has one of the best downtowns in the United States, ranked as such by Forbes and Livability.com. With an abundance of museums, libraries, parks, and cultural districts connected by the Indianapolis Cultural Trail, the city provides easy access to education, entertainment, local history, and wellness.
Health insurance in Indianapolis is competitive among the state’s five insurers, all of whom offer PPO plans. For the 12th most populous city in the nation, coverage is much more reasonable than others of its scale. A 32-year-old male resident can manage to pay as little as $84 per month for a basic PPO plan from UnitedHealthOne with a $2500 deductible.
Coverage for individuals and families is offered to city dwellers through Anthem Blue Cross Blue Shield, UnitedHealthOne, Humana One, and Celtic. To compare rates for your own benefit, run a quick quote and view all of your Indianapolis options on one page, or call us at 888 803 5917.
Sample Indianapolis Health Insurance Quote
For a different perspective on Indianapolis individual health insurance from the home page, we ran a quote for a married 26-year-old male and a 28-year-old female purchasing a plan together. As a couple can save more when applying jointly, it is an especially great value to buy a plan in Indianapolis as a pair. UnitedHealthOne offers the lowest premium – $290 per month – for a solid PPO plan with copays for generic drugs, urgent care, and unlimited office visits. For slightly less, they could go with Celtic and receive a limited number of covered visits.
The United plan offers far more savings than the remaining plans, as the next lowest premium is $340 from Anthem. With broad network options and an out-of-pocket maximum of $5500 per person, Anthem is also a top choice even though a bit more costly. The monthly rate will balance out to $170 each, which is average for a comprehensive plan. This couple would benefit most in a plan of this sort from UnitedHealthOne, as their Copay Select 80 plan is simple to use, covers every health problem you could possibly encounter, and remains under $300.
Below are all of the $2500 comprehensive plans available for these sample applicants, displaying the cost difference between companies for basically the same plan. Of course, investigating out-of-pocket maximums and benefit details is a must, but our vote still goes to United.
Review these plans and all 70+ other coverage choices from these insurers by filling out your own quote. If you would rather consult your options with a licensed agent, call us at 888 803 5917.
1. Wikipedia.org. “Indianapolis”. http://en.wikipedia.org/wiki/Indianapolis.
2. Image: RealEstateLinks.com