Hammond, Indiana is a suburb of Chicago, and the fifth largest city in the state. The city is bordered by Lake Michigan on one end, and the Little Calumet River on the other. A quiet community of about 81,000, Hammond offers a more natural, country setting for those who prefer such an environment to Chi-town, with a mere 20 minute commute. A small downtown is surrounded by parks, including the Hammond Lakefront Park and Bird Sanctuary, and the Gibson Woods Nature Preserve, complete with hiking trails through a variety of terrain. The shoreline along Lake Michigan is home to much wildlife, followed by a long bike path for residents who enjoy their local sights. Those who want a bit more man-made excitement can visit the Empress Casino or John Dillinger Museum.
The individual health insurance market in Hammond is comprised of five key insurers including Anthem, Humana, UnitedHealthOne, IHC Group, and Celtic. Rates are fairly consistent with the rest of the state, as a 30-year-old male resident can purchase a basic PPO for $100 per month, and a more comprehensive plan from $150. Each of these insurers connects you to a broad network, some of which may even include providers in Chicago. Hammond residents are offered PPO plans of the value, copay, catastrophic, and HSA varieties for a reasonable rate. To speak with an agent about all of your options in Hammond, call 888 803 5917.
Sample Hammond Health Insurance Quote
For a more clear idea of the Hammond health insurance market, we ran a quote for a 30-year-old male living in the region. As a Hammond resident, they are more interested in spending money on gas to Chicago, and therefore would prefer a plan that costs very little yet provides a full span of benefits.
In searching for a plan that saves money without eliminating precious doctor’s office visits for a copay or prescriptions before deductible, we found Anthem offers the best option at $180 per month. This plan combines all the necessary major medical, preventive, and physician services you could ever need, and connects you to one of the region’s largest networks.
The IHC Group offers a similar plan for $4 more each month, and though the copay is higher, it covers visits to a primary care doctor, specialist, and urgent care facilities. A competitive $2 higher than the IHC Group plan, UnitedHealthOne offers their top copay plan with an immense level of coverage for each member. Doctor’s office visits are only $35 and Tier 1 drugs are also covered for a $15 copay, including brand names. Both of these plans have a $3000 out-of-pocket maximum, making either a solid choice.
Humana also offers a good PPO plan, but for basically the same benefits not worth the price for this resident. To find out how much these terrific comprehensive plans will cost for you and your family, fill out an online quote, or contact one of our agents at 888 803 5917.
1. Wikipedia.org. “Hammond, Indiana”. http://en.wikipedia.org/wiki/Hammond,_Indiana/.