Fort Wayne, Indiana has an assortment of cultural attractions to keep the population amused, active, educated, and entertained. Downtown Fort Wayne features an array of venues for art, music, entertainment, sports, and shopping. The second most populous city in the state, Fort Wayne balances all the expected features (and some unexpected – such as a talking tree) of city life with the beauty of the outdoors. Surrounding the metropolis, residents can visit the beaches and hiking trails of Fox Island, or browse the flora and fauna of the Lakeside Rose Garden. A well-rounded city unbeknownst to most of the country, Fort Wayne is a great Indiana locale for working and playing.
When searching for a health plan in Fort Wayne, you are offered a slightly varied set of options from Indianapolis, or other areas. The city is served by Humana, UnitedHealthOne, Physician’s Health Plan, Celtic, and Anthem, including one more company than the state capital. Fort Wayne health insurance remains full of preferred provider organizations, which give you the flexibility and peace of mind that you can use any doctor or facility on your own accord. With five companies and more than 75 plans to choose from, Fort Wayne is well stocked with individual health plans to meet your needs.
Sample Fort Wayne Health Insurance Quote
A quote was created for a 32-year-old male resident of Fort Wayne to view a sample set of rates associated with high-benefit copay plans form each insurer. Prices are in a range comparable to much of the country for this age group, as the lowest premium from Anthem is $154 per month. This plan is the first offering unlimited visits to a PCP or specialist, and for a $30 copay, this is a reasonable option. For only $4 more, UnitedHealthOne offers incredibly close competition with the same set of benefits and a deductible credit. These two are the clear choices if this resident wants access to the largest networks for the lowest rates.
For a premium of $175 per month, Humana One offers a plan rated highly for doctor selection and customer service with similar benefits as the previous two plans. This plan has a $500 separate pharmacy deductible, but a mere $75 copay for emergency room visits, which is a plus.
To credit the other options available for a lower cost, Physician’s Health Plan truly has the lowest premium at $136, though coinsurance is 30 percent, and covered office visits are limited to two. A great regional carrier, PHP is a viable health plan for those who want comprehensive major medical benefits for a lower cost. Celtic also offers a plan with only two covered visits for an agreeable $15 copay, with hospital care covered at 80 percent after deductible.
To determine which plan is best for you, fill out a quote and compare plans in Fort Wayne. Call one of our agents for more direction or any questions you may have at 888 803 5917.
1. CityTownInfo.com. “Fort Wayne, Indiana”. http://www.citytowninfo.com/places/indiana/fort-wayne/.