Residents of Joliet, Illinois have access to the big city amenities in under an hour, as well as their own suburban microcosm with an industrial yet country flair. Wide commercial railroads and barges are still used to transport goods through and from the town, and it also is a magnet for NASCAR enthusiasts due to the local super-speedway. An unfortunate local monument happens to be the large historical prison building, which is still in operation, though the city also offers an entertaining, upbeat side for tourists. The city center offers a Harrah’s Casino, contrasted by the Rialto Square Theatre, and the muraled and landscaped Bicentennial Park. Joliet is home to over 148,000 residents in its diverse culture, many of whom are likely uninsured.
Though Illinois represents the pinnacle of American suburban life, it remains affected by everyday American issues, such as not having an insurance plan. Before you find yourself sick, let alone in a medical emergency, it is essential to find a health plan that fits your budget. Whether a public plan or an individual and family health policy, there should be a source of health insurance available to you. In Joliet, you have many health plan options through private insurers, such as Aetna, Blue Cross Blue Shield of Illinois, Coventry, United, Humana, IHC, and Celtic. Each offers PPO and HSA plans, therefore offering a variety of provider choices to meet your needs.
Sample Joliet Health Insurance Quote
Instead of continuing to type on and on about the scope of health insurance in your city, we created a shortcut to choosing the most affordable plans. Firstly, we ran a quote for a 32-year-old male resident of Joliet, and narrowed down the plan options by selections a $2500 deductible, 20 percent coinsurance, and as many benefits before the deductible as possible. The results showed Coventry One continuing to offer the lowest prices in the Midwest, with a plan for $120 per month. This top rated plan connects you to a great network, and equips plan members with prescription coverage and doctor’s office visits prior to meeting the deductible mark.
An equally beneficial plan from Blue Cross Blue Shield of Illinois is a PPO with all the qualifications of a well-stocked health plan, for $134 per month. The SelectBlue Advantage is an A+ rated plan by AM Best, and also receives positive member ratings. Another giant of the Illinois individual market, Blue Cross has a large provider network, and has established itself as a trusted insurer, making this plan an even better deal. Humana One and UnitedHealthOne also offer competitively priced plans, at $151 and $157 per month for this resident. Their benefit selections should encompass the health needs of anyone in search of a comprehensive policy, though they may be limiting in certain areas.
IHC and Aetna are somewhat close behind in cost, and still remain just short of $200 per month, which make Joliet a fairly affordable location for purchasing coverage. However, if given the option to spend less and receive the same benefits, don’t rip yourself off, and go with Coventry or Blue Cross. For all residents, these prices will vary, and the plans themselves may even shift in favor of a different demographic depending on the applicant. This is why it is most worthwhile to fill out a personal quote, after being thoroughly inspired by this example. Call us if you would like to discuss how enthralling it is to shop for health plans with one of our agents at 888 803 5917.
1. Wikipedia.org. “Joliet, Illinois”. http://en.wikipedia.org/wiki/Joliet,_Illinois.