East Coast Health Insurance
“We Believe Health Insurance is A Right Not A Privilege”
Florida KidCare is the state’s Children’s Health Insurance Program for uninsured children under age 19. It includes four different parts, or programs: MediKids, Healthy Kids, Children’s Medical Services and Medicaid. When you apply for the insurance, Florida KidCare will check which program your child may be eligible for based on age and family income.
Some sources have stated incorrectly that KidCare premiums can be more expensive than individual health insurance. Premiums with KidCare only apply to those whose income is higher than Medicaid eligibility allows and is still very affordable. The coverage with healthy kids of Florida is usually significantly better than the health insurance plans for individuals. I recommend everyone apply their children for The Healthy Kids Program.
Some of the services Florida KidCare covers are:
- Doctor visits
- Check-ups and shots
- Vision and hearing
- Mental health
There are several ways to apply for Florida KidCare:
- If you applied for Florida KidCare before, call 888-540-5437 to update your information by telephone, or
- Apply online at floridakidcare.org, or
- Florida Kid Care English
- Florida Kid Care Spanish
- Florida Kid Care Creole
Florida KidCare also offers several ways for you to pay your monthly premium.
Please visit www.healthykids.org for more information. Individual policies for children are available through the county and state if your child does not qualify for kid care or if the premium is too high. There are also are private plans available through Aetna, United, etc. that might be more budget friendly if kid care comes in too high or declines your child. Please call echealthinsurance.com @ 888 803 5917.
Florida Kid Care Eligibility
Florida KidCare is for children, not adults.
To qualify for premium assistance, a child must:
- Be under age 19
- Be uninsured
- Meet income eligibility requirements
- Be a U.S. citizen or qualified non-citizen
- Not be eligible for Medicaid
- Not be the dependent of a state employee eligible for health insurance
- Not be in a public institution
State law also requires information about a child’s access to or voluntary cancellation of employer health insurance. This is explained in the Florida Kid Instructions. The requirements for Medicaid may be different than for other Florida KidCare Programs.
- There is no charge for Medicaid for children (KidCare Medicaid).
- For other Florida KidCare programs, monthly premiums depend on your household’s size and income. Most families pay $15 or $20 a month. If you need to pay more, Florida KidCare will let you know.
- Make checks or money orders payable to Florida KidCare. Do not send cash. If your
child (or children) is approved for Medicaid or denied coverage, your premium payment
will be refunded.
- You may have to pay small charges or co-payments for some services.
- A child who is a member of a federally recognized American Indian, Alaskan Native or Canadian Indian tribe may qualify for no-cost Florida KidCare coverage.
American Indian or Alaskan Native Eligibility
Children who are members of federally recognized American Indian or Alaskan Native tribes may not be required to pay monthly premiums or co-payments once enrolled in Florida KidCare.
If your children are members of federally recognized American Indian or Alaskan Native tribes, please call 888-540-5437 toll-free to find out if they are eligible for free health insurance coverage.
Florida Health Insurance Partner Agencies
The Florida KidCare state children’s health insurance program has four partner agencies:
- The Agency for Health Care Administration administers the MediKids program for children ages 1 through 4. The Agency also works with the federal government to make sure the program follows all federal laws and rules.
- The Department of Children and Families determines eligibility for the Medicaid program and administers the Behavioral Health Network for children ages 5 through 18 with serious emotional disturbances.
- The Department of Health administers the Children’s Medical Services (CMS) Network for children with special health care needs from birth through age 18.
- The Florida Healthy Kids Corporation administers the Florida Healthy Kids program for children ages 5 through 18. The corporation also determines eligibility for the non-Medicaid parts of the program, collects monthly premiums, and manages the customer service call center.