East Coast Health Insurance
“We Believe Health Insurance is A Right Not A Privilege”
The United Healthcare Florida health insurance plans are the most affordable Florida health insurance plans across many demographics in the state. Their plans include the Copay Select plans which I in fact currently have as my own health insurance and have found it to be and excellent policy. To find out if they are the most affordable plan for you please click on our Florida health insurance quote button above. Below is the Florida United Health One brochure, but I wanted to give you a good idea of how the United Health One/Golden Rule health insurance policies work in Florida first.
UHC basically bought Golden Rule a large PPO Network and Health insurance company some years back. Basically, they were not even that good of a company and I certainly wouldn’t have recommended them back then. However, United Health One/Care has one of the best national networks in the country so it instantly helped both United Health Care and Golden Rule to consolidate. The problem is though that United Health One never converted Golden Rule into a domiciled health insurance company the way that they usually operate. Hence they are not subject to the rules that other Florida health insurance companies are and have two sometimes incredibly high premium increases per year.
Stil, they are very affordable in much of Florida and have the best prescription plan in the state. In the Northern parts of Florida they are usually in fact the least expensive health insurance company. That being said, they could and very well might give you a 30% increase anytime they want. If another company has the same price I would recommend the other company unless the cost savings were tangible and secondly it should be a healthy individual.
Florida Health Insurance Company
United Health Brochure Florida
More choices for better Florida Health Insurance.
UnitedHealthcare has a variety of plans* to help you find the coverage you need at a price you can afford. You can also purchase optional benefits and riders to further increase your coverage.
Need a Florida health insurance for yourself or your family?
For costs, benefits, exclusions, limitations, eligibility and renewal terms, call 888 803 5917 or get a United health Care Florida Health Insurance quote.
Our health insurance plans include:
United Health One Copay Select in Florida
Convenience and comprehensive coverage combined.
Copay insurance plans offer many of the same features, benefits, and qualifications as traditional employer insurance plans.
- Require a set fee for office visits and preventive care visits to your Preferred Network doctor
- Cover 100% of your history and exam costs after copayment (subject to all policy provisions)
- Usually include prescription drug card benefits
Golden Rule – United Health Care covers inpatient and outpatient medical expenses up to a $3 million lifetime maximum benefit per covered individual. You may also choose to buy up to $5 million in coverage. A Golden Rule Copay insurance plan may be right for you if you:
- Prefer the convenience and predictability of copayments for routine health care expenses
- Have young children with regularly scheduled doctor visits
- Want copayment benefits for preventive care and prescription drugs
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Health Savings Accounts (HSA)
Take control of your health care dollars.
Health Savings Accounts (HSA) combine a lower-cost, high deductible health insurance plan with a tax-favored savings account.
HSAs allow you to:
- Deposit the money you save on premiums into your tax-favored health savings account (HSA), subject to federal limits
- Use these savings to pay your qualified health care expenses until you meet your deductible
- Have insurance start paying your covered health care costs once your deductible is met
- Let your unspent savings roll over year after year and earn interest
Golden Rule HSAs may be right for you if you want:
- More control over how your health care dollars are spent
- One calendar year deductible per family
- Lower monthly premiums
- Tax savings
Lower cost, high-deductible plans combined with a tax-favored savings account for more control over health care expenses.
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High Deductible Florida Health Insurance Plans
An economical way to protect your health.
Some individuals prefer to pay a higher deductible, knowing that all subsequent covered expenses will be paid by their insurance plan.
With high deductible insurance plans:
- You take responsibility for covering any minor or routine health care expenses until your calendar year deductible is met
- Once you meet your deductible, your covered health care costs are paid by insurance
- Your deductible is higher than other insurance plans, but your premium is low
A Golden Rule® High Deductible Insurance Plan may be right for you if you are:
- Willing to pay for routine health care expenses in exchange for lower premiums
- An early retiree needing a bridge to Medicare
- Looking for protection from unexpected accidents or illnesses at a lower cost
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Short Term Medical
Don’t get caught in the gap.
When a life change leaves you without health insurance, you need coverage to get you through the transition period securely and confidently.
A Short Term Medical insurance plan can:
- Help smooth a life transition by making sure you’re never without insurance coverage
- Offer optional periods of coverage from one to six months. (In Florida, Connecticut and New Hampshire, the range is one to four months.)
A Golden Rule® Short Term Medical insurance plan may be right for you if you are:
- Between jobs or unemployed
- A young adult finished with school, or a student no longer under a parent’s insurance plan
- An early retiree
- Waiting for other coverage to begin
We offer a range of deductibles, payment options and length of coverage. You can also drop your Short Term Medical coverage at any time without penalty.
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Student Coverage
Don’t worry about the future. Prepare for it.
You’re young and healthy. Why should you care about health insurance? Because just one accident or serious illness could jeopardize your academic plans, along with your future.
UnitedHealthcare Student Coverage offers:
- Coverage for essential medical services year-round, on- or off-campus
- Coverage from a leader in the student health industry, backed by the strength of United HealthCare Insurance Company
UnitedHealthcare StudentResources provides unparalleled service, including:
- 24/7 online access to coverage and account information and forms
- Toll-free customer service support
- Fast, efficient claims processing
- Access to UnitedHealthcare’s Preferred Provider Organization (PPO) national physician network
- 24/7 access to NurseLineSM and help from registered nurses
- Online access to health resources
Essential medical-care coverage for students.
Dental Insurance Plans
Quality dental insurance coverage to suit your needs.
Cavities. Wisdom teeth. Dental care can get expensive, and it may be challenging to know how to budget for it. With dental insurance coverage from UnitedHealthcare, underwritten by Golden Rule Insurance Company, you and your family can enjoy the convenience and simplicity you need and the dental insurance options you want.
We offer two types of dental insurance plans, UnitedHealthcare Dental PremierSM and UnitedHealthcare Dental ValueSM.
With both of our dental plans you can take advantage of:
- Preventive care with NO deductible or waiting period.
- Access to extensive network that today has more than 73,000 dentists!
- A $50 annual deductible per person*
- An annual maximum benefit of $1,000 per covered person.
Which individual dental plan is right for you?
Learn more with our Dental Insurance Plans United Health One Dental Insurance Plans Brochure
Why UnitedHealthcare?
Dedicated to improving our health care system.
The health care system isn’t healthy. Costs continue to rise. Access to quality care has become increasingly inconsistent. The entire industry is inefficient and overly complex.
At UnitedHealthcare, we’re committed to changing health care through outstanding service, valuable products and measurable savings, year after year.
Health Insurance and Care Quality
The UnitedHealth Premium® designation programs helps you choose the right doctor or facility for you.
Not all health care is equal. According to a 2006 study published in the New England Journal of Medicine, adults receive the recommended medical treatment only 55 percent of the time*. To address the quality difference in health care, UnitedHealthcare® developed the UnitedHealth Premium® designation program to recognize doctors and specialty centers that meet guidelines for providing quality and cost efficient care.
The UnitedHealth Premium physician designation program uses national industry, evidence-based clinical guidelines for its quality of care designation and local market benchmarks for its cost efficiency designation. Doctors who meet the criteria for quality of care receive one star and those who meet cost efficiency and quality standards receive two stars.
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Quality of Care: These doctors meet the criteria for quality of care based on evidence-based medical standards and practices from medical organizations and governmental agencies such as the Ambulatory Care Quality Alliance, the National Committee for Quality Assurance and the American College of Cardiology, plus scientific advisory boards. |
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Quality and Cost Efficiency of Care: These doctors meet the criteria for quality of care based on evidence-based medical standards and practices as well as the local market benchmarks for providing cost-efficient care. |
The UnitedHealth Premium specialty center program recognizes specialty centers for their commitment to quality health care in the following areas:
- Cardiac Care
- Congenital Heart Disease
- Infertility
- Neonatology
- Spine Surgery
- Total Joint Replacement
It designates specialty centers on two criteria: quality of care and cost efficiency. Specialty Centers can receive from one to three stars on quality. If the facility meets the quality criteria, it will then be evaluated for cost efficiency and identified as “higher efficiency,” “average efficiency” or “lower efficiency” in addition to their quality designation.
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