Affordable West Palm Beach Health Insurance Companies
Right now in West Palm Beach, the best companies to buy a health insurance plan from are Aetna, Humana, Coventry, United Health One and Cigna. These companies vary in pricing based on demographic and zip code, therefore one of the mentioned names will have the lowest cost for your specific age and zip code. Each company has a strong reputation, though some are new arrivals to West Palm Beach in the last several years, including the extremely cost-effective HumanaOne and CoventryOne plans.
As these companies grow in South Florida, their networks increase as well, and include a great number of reputable hospitals and physicians. The only company with a notably smaller network is Cigna, though they still offer fantastic pricing and coverage on every service you need, including copays and flexible PPO coverage. The most affordable plans always depend on who is buying them, so find out for yourself and get a quote by entering your zip code above and comparing rates among these companies and more, including South Florida’s own AvMed.
West Palm Beach health insurance encompasses the cities of Boca Raton, Delray Beach, Boynton Beach, Jupiter, Palm Beach, Loxahatchee, West Palm Beach and South Palm Beach, and is completely served by East Coast Health Insurance. You can trust East Coast Health Insurance to show you all the best available plans, and lead you to the health insurance company that will give you personally the most medical coverage for the lowest premium. We will even come to your home upon request if you would like to set an appointment to meet with us. Call one of our brokers at 888 803 5917 any time for more information about our West Palm Beach health insurance plans.
West Palm Beach Health Insurance Sample Quote
To get a grasp on the plans offered and an idea of pricing in West Palm Beach, we ran a quote for a 29-year-old, non-smoking female living in zip code 33401. As always with our sample quote process, the deductible of choice is $2,500, or close to it for the best monthly and yearly rates providing abundant benefits. The most well-priced, high-benefit plans for this client found in our quote engine came from Cigna, featuring their Open Access Value Plan with 80/20 coverage after deductible for $160 per month. This plan has a nearly perfect plan member rating, and Cigna has obviously been doing some great work in South Florida in the past few years.
The next best company for this particular client is CoventryOne, whose plans are designed to make life easy for health insurance policy holders. Their Momentum 70 plan is a Copay plan that covers 70% after deductible for $179 per month. This plan has a lower copay for PCP, at $35 per non-preventive visit instead of $40. These plans also cover prescriptions, though it is limited to generics only at $15 with $30 office visits. Prescription coverage is also offered on this highly recommended plan with a copay of $15 for generics, $40 for brand names, and $65 for non-formulary drugs.
Very close behind is another great choice through HumanaOne, offering their Enhanced Copay 80 at $187 per month. This is a great deal, considering not only the freedom of having a PPO plan to choose in-network or out-of-network providers, but the instant ability to visit a primary care physician for a $35 copay. You also get more coverage than the previous CoventryOne plan, with 80% of hospital care covered after deductible. This plan is “enhanced” due to the all-inclusive pharmacy coverage it includes, with every level of prescription drugs covered for a copay after meeting the $500 Rx deductible. Generics are available without any deductible obligation for $15.
Below we have listed the lowest priced plans with the same deductible from each available company that we would suggest for our sample client in West Palm Beach. In this price range, the following companies have fair premiums and cover all the essentials. As mentioned previously, all costs range due to life variables. To get an accurate quote for your own age and neighborhood, you can find out what suits you best by tailoring our quote finder to your demographic.
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