Affordable West Palm Beach Health Insurance Companies
Right now in West Palm Beach, the best companies to buy a health insurance plan from are Aetna, Humana, Coventry, United Health One and Cigna. These companies vary in pricing based on demographic and zip code, therefore one of the mentioned names will have the lowest cost for your specific age and zip code. Each company has a strong reputation, though some are new arrivals to West Palm Beach in the last several years, including the extremely cost-effective HumanaOne and CoventryOne plans.
As these companies grow in South Florida, their networks increase as well, and include a great number of reputable hospitals and physicians. The only company with a notably smaller network is Cigna, though they still offer fantastic pricing and coverage on every service you need, including copays and flexible PPO coverage. The most affordable plans always depend on who is buying them, so find out for yourself and get a quote by entering your zip code above and comparing rates among these companies and more, including South Florida’s own AvMed.
West Palm Beach health insurance encompasses the cities of Boca Raton, Delray Beach, Boynton Beach, Jupiter, Palm Beach, Loxahatchee, West Palm Beach and South Palm Beach, and is completely served by East Coast Health Insurance. You can trust East Coast Health Insurance to show you all the best available plans, and lead you to the health insurance company that will give you personally the most medical coverage for the lowest premium. We will even come to your home upon request if you would like to set an appointment to meet with us. Call one of our brokers at 888 803 5917 any time for more information about our West Palm Beach health insurance plans.
West Palm Beach Health Insurance Sample Quote
The health insurance marketplace is currently the prevailing force in individual coverage. While off-exchange plans are still available, there aren’t quite as many as there used to be.
Also, if you’re one of many West Palm residents who could use help paying medical bills, the exchange is the most affordable option. Below, we’ve selected the best policies for the money in the tax credit-eligible group.
- Lives in Palm Beach County
- 32 years old
- $25,000-per-year income
- Silver level
- Lowest premiums from each carrier
- Office visit copay
This combination of age, income, location and family size resulted in reduced premiums and out-of-pocket costs that would be highly beneficial at $85 per month. The Humana HMO plan is the least expensive silver-level offering, which means the plan covers 70 percent of total costs.
With modest copays for a variety of services, and a decent deductible — not incredibly high — it’s a good investment for this resident. Keep in mind each of your own personal variables will cause your rates to differ from these, namely age, smoking, and income.
For a lower deductible, Cigna sells a marketplace plan in this range that has a higher premium, but if you need to see the doctor or receive services at the hospital often, this may be a better choice. Always review the schedule of benefits and the provider list before you enroll if you certain providers and types of care are important to you.
Here’s the breakdown of each of the least expensive silver plans from each carrier in West Palm Beach: