Vero Beach Affordable Health Insurance
Compared to other areas in Florida, Vero Beach has a slimmer selection of available health insurance carriers. Residents of Vero Beach can enroll with either Humana or UnitedHealthOne.
Our agents can help you find the perfect plan to fit your lifestyle and budget. For accurate, personalized rates please call our office or 888.803.5917 or get a personalized Vero Beach health insurance quote.
Vero Beach Sample Health Insurance Quote
In Vero Beach, you can apply for Humana and UnitedHealthcare policies on or off the exchange. If you need a PPO or POS plan for provider flexibility, you will want to shop plans direct from the carrier. Unlike Health Insurance Marketplace plans available with a subsidy, you won’t have to assign a PCP to your plan, or have one chosen for you.
- Lives in 32960
- 30 years old
- Silver/Gold level
- Lowest premiums from each carrier
- Moderate/low out of pocket limits
- Office visit copay
With only 12 different plans available to purchase off-exchange, UnitedHealthcare Silver Copay Select is the best deal in this demographic for $278 per month. The deductible is $2,500 for the year, and you can visit any primary care doctor or nurse practitioner for $35, with specialist visits at $70. As a silver plan, it covers 70% after deductible for hospital care.
Humana’s premium is clearly much higher, however the perks of this plan include unlimited primary care at copay, and low copayments for prescriptions.
Run your own Vero Beach quote to compare plans and costs for yourself. Think you may qualify for assistance? You may be eligible to receive a discounted rate. Call us with any questions at 888.803.5917.