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Orlando Health Insurance

Orlando Florida Health Insurance Quotes

Orlando & Orange County, Florida Health Insurance

Orlando and Orange County health insurance is certainly different from the South Florida health insurance model that we have been beating to a pulp. Firstly, as you head North on I-95 you lose the option of AvMed. Coventry now offers coverage in the area, however.
Thus, Orlando is a quicker and less intense case study then our other examples. Additionally, health insurance is much more affordable in Orlando and Northern Florida so it is also less competitive among the Florida health insurance companies.
The available companies in your city off-exchange include Aetna, Cigna, Humana and UnitedHealthcare, and the marketplace includes Aetna, Florida Blue, Humana and Cigna.

Orlando Health Insurance Sample Quote

The Affordable Care Act has made it easier for people to gain coverage on the individual market in Orlando by reducing rates with subsidies. As many residents qualify for assistance on the exchange, we’ll feature the best silver plans from each carrier below.

Due to the anticipated competition of the exchange, there are far fewer plans available outside of the marketplace. The landscape of individual and family coverage has changed vastly from pre-reform policies, which means you have fewer options but also could get away with paying much less than before.

For most people in need of coverage, this is great news. Take a look at our sample case with the following details that determine premium rates and cost sharing, but keep in mind your personal details and costs will vary.

 

Factors:

  • Lives in Orange County
  • 30 years old
  • Non-smoker

 

Plan Criteria:

  • Lowest premiums from each carrier
  • Office visit copay

 

In Orlando for a 30-year-old, coverage is very reasonable if you qualify for a subsidy, but prepare for your average Florida individual premiums if not. Additionally, you’re limited to one carrier, whose name we cannot mention, for any health plan options. The lowest cost bronze plan starts at $300 per month with a hefty $7150 annual deductible. Silver coverage begins at $327 per month for this demographic, which is normal compared to the majority of the nation. Keep in mind that if you need better benefits, an upgraded Silve plan option is available with a $3500 deductible at $365 per month.

Due to the limited options at certain times of year, and constant market changes, please refer to our Quote Engine for the most accurate and up-to-date health plan information and quotes.

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